Monroe County property record for 1344 Cody Dr, Waterloo, IL 62298 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 5 ba · 1,512 sqft · built 2003 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $190,000 (Feb 2018) |
| Tax Bill | $3,975 (2024) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-01-133-002-000 |
| Primary APN | 10-01-133-002-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 5 Baths |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,512 sqft Living Area |
| 1st Floor Area | 1,512 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 13,504 sqft (0.31 acres) |
| Garage Area | 400 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 612 sqft |
| Porch | Slab |
| Porch Area | 36 sqft |
| Patio Area | 132 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 1344 CODY DR |
|---|---|
| City | WATERLOO |
| State | IL |
| Zip | 62298-2774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 2 STONEFIELD |
| Legal Range | 10W |
| Legal Township | 03S |
| Legal Section | 01 |
| Legal Subdivision | STONEFIELD |
| Legal Lot Number | 2 |
| Jurisdiction | MONROE IL |
| Township / Civil Division | 27 |
| Census Block Group | 4 |
| Census Block | 4023 |
| Census Tract | 600501 |
Source: Monroe County records · APN 10-01-133-002-000
Assessment roll updated August 29, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1344 CODY DR, WATERLOO, IL 62298-2774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 09, 2026 | Deed of Trust, Mortgage · Line of Credit FIRST NATIONAL BANK OF WATERLOO |
| Apr 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO |
| Feb 16, 2018 | Warranty Deed, Transfer · Conventional with PMI SCOTT CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 16, 2018 · Amount on Record |
| Deed Sale | Feb 16, 2018 · Amount on Record |
| Deed Document Number | 2018394394 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Apr 09, 2026 |
| Property Address | 1344 CODY DR, WATERLOO, IL 62298-2774 |
| Document Number | 0000442036 |
| Instrument Date | Feb 25, 2026 |
| Instrument | 2026442036 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | COMMUNITY TITLE |
| Name | Verified Name |
|---|---|
| Address | 1344 CODY DR, WATERLOO, IL 62298-2774 |
| Document Number | 0000442036, |
|---|---|
| Date | Apr 09, 2026 |
| Instrument | 2026442036 |
| Name | FIRST NATIONAL BANK OF WATERLOO |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.1% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE IL |
| Property Address | 1344 CODY DR, WATERLOO, IL 62298-2774 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | ACCENT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000407236 |
|---|---|
| Date | Apr 13, 2020 |
| Instrument | 407236 |
| Name | FIRST NATIONAL BANK WATERLOO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 01, 2050 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE IL |
| Recording Date | Feb 16, 2018 |
| Property Address | 1344 CODY DR, WATERLOO, IL 62298-2774 |
| Document Number | 0000394394 |
| Instrument Date | Feb 16, 2018 |
| Instrument | 394394 |
| Transaction Type | Transfer |
| Record Updated | Feb 27, 2018 |
| Title Company | MONROE COUNTY TITLE COMPANY (MCTC) |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $285.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1102 N RAPP AVE COLUMBIA IL 622361124, COLUMBIA, IL 62236-1124 |
| Document Number | 394395 |
|---|---|
| Date | Feb 16, 2018 |
| Instrument | 394395 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Address | EDWARDSVILLE, IL 62025 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 15, 2048 |
Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Monroe County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community Unit School District 5 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $69,270 (-5.31%) Land $15,350 Building $53,920 | $207,810 (-5.31%) Land $46,050 Building $161,760 | |
| 2024 | $3,975.00 | $73,156 (+15.5%) Land $16,211 Building $56,945 | $219,468 (+15.5%) Land $48,633 Building $170,835 |
| 2022 | Additional exemption filed | $63,340 Land $10,310 Building $53,030 | $190,020 Land $30,930 Building $159,090 |
Source: FEMA National Flood Hazard Layer, Monroe County (17133C), updated August 18, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Wildfire Risk | Low above 3% of the US · above 21% of Illinois |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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