1340 Cody Dr, Waterloo, IL 62298 Property Records

Monroe County property record for 1340 Cody Dr, Waterloo, IL 62298

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 982 sqft · built 2003
Lot Size	0.31 acres (13,504 sqft)
Owner	Individual Name on File
Tax Bill	$5,437 (2024)
Deeds & Mortgages	Mar 2023 Mortgage Jan 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-01-133-003-000`

Property Details

APN / Parcel Number

Primary APN	`10-01-133-003-000`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Plumbing Fixtures	14 Plumbing Fixtures
Stories	2 Stories
Building Area	982 sqft Building Perimeter
1st Floor Area	982 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	13,504 sqft (0.31 acres)
Garage Area	672 sqft
Driveway	Concrete Driveway
Driveway Area	594 sqft
Porch	Slab
Porch Area	222 sqft
Patio Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1340 CODY DR
City	WATERLOO
State	IL
Zip	62298-2774
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	WR2
Legal Description	LOT 3 STONEFIELD
Legal Range	10W
Legal Township	03S
Legal Section	01
Legal Subdivision	STONEFIELD
Legal Lot Number	3
Jurisdiction	MONROE IL
Township / Civil Division	27
Census Block Group	4
Census Block	4023
Census Tract	600501

Owner

Source: Monroe County records · APN 10-01-133-003-000

Assessment roll updated August 29, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1340 CODY DR, WATERLOO, IL 62298-2774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 07, 2023	Deed of Trust, Mortgage · Conventional Mortgage BANK OF BELLEVILLE
Jan 22, 2021	Deed of Trust, Mortgage · Construction Mortgage FIRST NATIONAL BANK WATERLOO
Feb 26, 2018	Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK WATERLOO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Sep 20, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	1340 CODY DR, WATERLOO, IL 62298-2774
Transaction Type	Mortgage
Record Updated	Mar 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000428142
Date	Mar 07, 2023
Instrument	428142

Lender

Name	BANK OF BELLEVILLE
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	1340 CODY DR, WATERLOO, IL 62298-2774
Transaction Type	Mortgage
Record Updated	Feb 09, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000414449
Date	Jan 22, 2021
Instrument	414449

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

Interest

Rate Type	Fixed Rate

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE IL
Property Address	1340 CODY DR, WATERLOO, IL 62298-2774
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000394527
Date	Feb 26, 2018
Instrument	394527

Lender

Name	FIRST NATIONAL BANK WATERLOO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated August 29, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Monroe County
Municipality	Waterloo City
Unified School District	Waterloo Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$102,600 (+45.31%) Land $17,010 Building $85,590	$307,800 (+45.31%) Land $51,030 Building $256,770
2024	$5,437.00
2022	Additional exemption filed	$70,610 Land $13,140 Building $57,470	$211,830 Land $39,420 Building $172,410

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of August 18, 2025 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
HTC Holding Fiber · DSL	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Wisper ISP.

Based on FCC filings for 123 locations within half a mile of this property.

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