1343 Windward Oaks Loop, Auburndale, FL 33823 Property Records

Polk County property record for 1343 Windward Oaks Loop, Auburndale, FL 33823

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,707 sqft · built 2016
Lot Size	0.138 acres (6,029 sqft)
Owner	Individual Name on File
Last Sale	$183,300 (Oct 2016)
Tax Bill	$2,190 (2025)
Deeds & Mortgages	Oct 2016 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-27-21-299502-000840`

Property Details

APN / Parcel Number

Primary APN	`25-27-21-299502-000840`
Alternative APNs	`212725299502000840` `12725000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,707 sqft Living Area
Gross Area	2,148 sqft
1st Floor Area	1,707 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	6,029 sqft (0.138 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	441 sqft
Porch	Screened/Unfinished Porch
Porch Area	246 sqft

Location & Zoning

Street Address	1343 WINDWARD OAKS LOOP
City	AUBURNDALE
State	FL
Zip	33823-5439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERKLEY RESERVE REPLAT PB 144 PGS 28-30 LOT 84
Legal Range	25E
Legal Township	27S
Legal Section	21
Legal Subdivision	BERKLEY RESERVE
Legal Tract	299502
Legal Block	1
Legal Lot Number	84
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1032
Census Tract	12408

Owner

1343 Windward Oaks Loop is owned and occupied by an individual who bought it in October 2016.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1343 WINDWARD OAKS LOOP, AUBURNDALE, FL 33823-5439
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 10, 2016 · Amount on File
Deed Sale	Oct 10, 2016 · Amount on File
Prior Sale	May 3, 2016 · Amount on File
Deed Document Number	2016183535
Deed Book / Page	9954 / 75
Record Updated	Oct 29, 2026

October 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1343 WINDWARD OAKS LOOP, AUBURNDALE, FL 33823-5439
Document Number	0103030455
Book / Page	010303 / 000455
Instrument Date	Oct 4, 2016
Transaction Type	Mortgage
Record Updated	Nov 27, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1343 WINDWARD OAKS LOOP AUBURNDALE FL 338235439, AUBURNDALE, FL 33823-5439

Mortgage

Document Number	0103030455
Date	Nov 2, 2017
Book Page	010303/000455
Instrument	210049

Lender

Name	HOMEBRIDGE FIN'L SVCS INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1343 Windward Oaks Loop was $2,190 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Auburndale City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$181,073 (+2.7%)	$247,613 (-1.29%) Land $56,000 Building $191,613
2025	$2,190.00 Homeowner's exemption	$176,313	$250,839 Land $56,000 Building $194,839
2023	$2,060.00 (+3.1%) Homeowner's exemption	$166,353 (+3%)	$267,937 (+16.52%) Land $55,000 Building $212,937
2022	$1,998.00 Homeowner's exemption	$161,508	$229,944 Land $40,000 Building $189,944

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1343 Windward Oaks Loop in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	5 (2004–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1343 Windward Oaks Loop is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20