1350 Windward Oaks Loop, Auburndale, FL 33823 Property Records

Polk County property record for 1350 Windward Oaks Loop, Auburndale, FL 33823

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,172 sqft · built 2015
Lot Size	0.177 acres (7,701 sqft)
Owner	Individual Name on Record
Last Sale	$198,000 (Jul 2015)
Tax Bill	$1,956 (2025)
Deeds & Mortgages	Mar 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-27-21-299502-000470`

Property Details

APN / Parcel Number

Primary APN	`25-27-21-299502-000470`
Alternative APNs	`212725299502000470` `12725000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,172 sqft Living Area
Gross Area	2,634 sqft
1st Floor Area	2,172 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	7,701 sqft (0.177 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	462 sqft
Porch	Screened/Unfinished Porch
Porch Area	198 sqft

Location & Zoning

Street Address	1350 WINDWARD OAKS LOOP
City	AUBURNDALE
State	FL
Zip	33823-5438
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERKLEY RESERVE REPLAT PB 144 PGS 28-30 LOT 47
Legal Range	25E
Legal Township	27S
Legal Section	21
Legal Subdivision	BERKLEY RESERVE
Legal Tract	299502
Legal Block	1
Legal Lot Number	47
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1029
Census Tract	12408

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1350 WINDWARD OAKS LOOP, AUBURNDALE, FL 33823-5438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 22, 2015 · Amount on Record
Deed Sale	Jul 22, 2015 · Amount on Record
Prior Sale	Jan 17, 2014 · Amount on Record
Deed Document Number	2015132793
Deed Book / Page	9583 / 711
Record Updated	Oct 29, 2026

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1350 WINDWARD OAKS LOOP, AUBURNDALE, FL 33823-5438
Document Number	0100881375
Instrument Date	Mar 1, 2017
Transaction Type	Mortgage
Record Updated	Feb 28, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1350 WINDWARD OAKS LOOP AUBURNDALE FL 338235438, AUBURNDALE, FL 33823-5438

Mortgage

Document Number	0100881375
Date	Mar 13, 2017
Book Page	010088/001375
Instrument	47606

Lender

Name	THIRD FED'L S&L ASSN/CLEVELAND
Address	CLEVELAND, OH 44105

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Mar 12, 2027

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Auburndale City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$166,346 (+2.7%)	$280,402 (-2.22%) Land $56,000 Building $224,402
2025	$1,956.00 (+6.54%) Homeowner's exemption	$161,973 (+5.99%)	$286,756 (-5.95%) Land $56,000 Building $230,756
2023	$1,836.00 (+3.2%) Homeowner's exemption	$152,823 (+3%)	$304,885 (+14.2%) Land $55,000 Building $249,885
2022	$1,779.00 Homeowner's exemption	$148,372	$266,980 Land $40,000 Building $226,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	5 (2004–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · lower than 65% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20