1335 Windward Oaks Loop, Auburndale, FL 33823 Property Records

Polk County property record for 1335 Windward Oaks Loop, Auburndale, FL 33823

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,465 sqft · built 2016
Lot Size	0.192 acres (8,355 sqft)
Owner	Individual Name on File
Last Sale	$299,900 (Mar 2025)
Tax Bill	$1,886 (2025)
Deeds & Mortgages	Jun 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-27-21-299502-000860`

Property Details

APN / Parcel Number

Primary APN	`25-27-21-299502-000860`
Alternative APNs	`212725299502000860` `12725000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,465 sqft Living Area
Gross Area	1,969 sqft
1st Floor Area	1,465 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	8,355 sqft (0.192 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	400 sqft
Porch	Florida Room
Porch Area	116 sqft

Location & Zoning

Street Address	1335 WINDWARD OAKS LOOP
City	AUBURNDALE
State	FL
Zip	33823-5439
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BERKLEY RESERVE REPLAT PB 144 PGS 28-30 LOT 86
Legal Range	25E
Legal Township	27S
Legal Section	21
Legal Subdivision	BERKLEY RESERVE
Legal Tract	299502
Legal Block	1
Legal Lot Number	86
Jurisdiction	POLK FL
Township / Civil Division	HAINES CITY
Census Block Group	1
Census Block	1032
Census Tract	12408

Owner

1335 Windward Oaks Loop is owned and occupied by an individual who bought it in March 2025.

Source: Polk County records, as of September 28, 2026

Owner of Record	Individual Name on File
Mailing Address	1335 WINDWARD OAKS LOOP, AUBURNDALE, FL 33823-5439
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2025 · Amount on File
Deed Sale	Mar 14, 2025 · Amount on File
Prior Sale	Dec 6, 2016 · Amount on File
Deed Document Number	202558024
Deed Book / Page	13467 / 1160
Record Updated	Oct 29, 2026

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	1335 WINDWARD OAKS LOOP, AUBURNDALE, FL 33823-5439
Transaction Type	Mortgage
Record Updated	Jun 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1335 WINDWARD OAKS LOOP, AUBURNDALE, FL 33823-5439

Mortgage

Document Number	0000163057
Date	Jun 15, 2022
Book Page	12297/1244
Instrument	2022163057

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1335 Windward Oaks Loop was $1,886.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
Municipality	Auburndale City
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$224,182 (+42.16%) Land $56,000 Building $168,182	$224,182 (-0.26%) Land $56,000 Building $168,182
2025	$1,886.00	$157,695	$224,758 Land $56,000 Building $168,758
2023	$1,770.00 (+3.27%) Homeowner's exemption	$148,787 (+3%)	$239,602 (+16.55%) Land $55,000 Building $184,602
2022	$1,714.00 Homeowner's exemption	$144,453	$205,585 Land $40,000 Building $165,585

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1335 Windward Oaks Loop in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	5 (2004–2024)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1335 Windward Oaks Loop is moderate, ranking above 53% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF AUBURNDALE serves 35,239 people · EPA ID FL6530090
Water Source	Groundwater
Last State Inspection	May 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 292 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20