Stearns County property record for 13426 Co Rd 165, Cold Spring, MN 56320
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,666 sqft · built 1925 |
| Lot Size | 120 acres (5,227,200 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $108,000 (Oct 1996) |
| Tax Bill | $3,998 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-09809-0000 |
| Primary APN | 18-09809-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,666 sqft Living Area |
| Gross Area | 1,350 sqft |
| 1st Floor Area | 650 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1965 |
| Exterior Material | Metal |
| Construction Type | Tilt-Up Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 5,227,200 sqft (120 acres) |
| Garage Area | 960 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
|---|---|
| Shed Area | 1,560 sqft |
| Granary | 540 sqft |
| Pole Barn | 1,560 sqft |
| Cooling System | None |
|---|---|
| Heating System | Hot Water |
| Street Address | 13426 COUNTY ROAD 165 |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-9747 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | 2AIMP |
| Legal Description | 120.00 A. S2SE4 SEC 1 & NE4 NE4 SECTION 12 TOWNSHIP 122 RANGE 030 SECTION 12 TOWNSHIP 122 RANGE 030 |
| Legal Range | 30W |
| Legal Township | 122 |
| Legal Section | 12 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | LUXEMBURG |
| Census Block Group | 1 |
| Census Block | 1020 |
| Census Tract | 11201 |
Source: Stearns County records, as of April 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 13426 COUNTY ROAD 165, COLD SPRING, MN 56320-9747 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 23, 1996 · Amount on Record |
| Deed Sale | Oct 23, 1996 · Amount on Record |
| Prior Sale | May 15, 1991 · Amount on Record |
| Record Updated | Jun 8, 2026 |
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Luxemburg Township |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,998.00 (+28.55%) | ||
| 2025 | $922,100 (+10.42%) Land $772,500 Building $149,600 | $922,100 (+10.42%) Land $772,500 Building $149,600 | |
| 2023 | $3,110.00 | $835,100 Land $700,200 Building $134,900 | $835,100 Land $700,200 Building $134,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 86% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| CenturyLink DSL | 10 / 1 |
May also be available: Verizon.
5G and 4G LTE (outdoors only)
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