Stearns County property record for 12586 Co Rd 165, Cold Spring, MN 56320
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,284 sqft · built 1993 |
| Lot Size | 2.01 acres (87,574 sqft) |
| Owner | Company Name on File |
| Tax Bill | $3,638 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-11895-0010 |
| Primary APN | 20-11895-0010 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,284 sqft Living Area |
| Gross Area | 2,047 sqft |
| 1st Floor Area | 1,272 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1993 |
|---|---|
| Effective Year Built | Effective 2000 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 87,574 sqft (2.01 acres) |
| Garage Type | Attached |
| Garage Area | 676 sqft |
| Parking Spaces | 2 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12586 COUNTY ROAD 165 |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-8711 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 002 BLK 001 GREGORY ADD SECTION 06 TOWNSHIP 122 RANGE 029 SECTION 06 TOWNSHIP 122 RANGE 029 |
| Legal Range | 29W |
| Legal Township | 122 |
| Legal Section | 06 |
| Legal Subdivision | GREGORY ADD |
| Legal Block | 1 |
| Legal Lot Number | 2 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | MAINE PRAIRIE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11201 |
Source: Stearns County records · APN 20-11895-0010
Assessment roll updated July 30, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 12586 COUNTY ROAD 165, COLD SPRING, MN 56320-8711 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Living Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 01, 1997 |
| Deed Sale | Jul 01, 1997 |
| Last Transfer Date | Oct 09, 2024 |
| Transfer Doc | 00A1681781 |
| Record Updated | Sep 20, 2026 |
Source: Stearns County records · Assessment roll updated July 30, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Maine Prairie Township |
| Unified School District | Rocori Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,638.00 (+14.84%) | $439,700 (+5.32%) Land $69,000 Building $370,700 | $439,700 (+5.32%) Land $69,000 Building $370,700 |
| 2025 | $417,500 (+11.75%) Land $64,500 Building $353,000 | $417,500 (+11.75%) Land $64,500 Building $353,000 | |
| 2023 | $3,168.00 | $373,600 Land $64,500 Building $309,100 | $373,600 Land $64,500 Building $309,100 |
Source: FEMA National Flood Hazard Layer, Stearns County (27145C), updated September 29, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 5 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Arvig Enterprises Fiber | 1,000 / 500 |
| LTD Broadband Fixed Wireless | 150 / 130 |
5G and 4G LTE (outdoors only)
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