Stearns County property record for 12800 Co Rd 165, Cold Spring, MN 56320
| Property Type | Triplex |
|---|---|
| Details | 3 bd · 1 ba · 2,736 sqft · built 1983 |
| Lot Size | 16 acres (698,267 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $75,000 (Feb 2004) |
| Tax Bill | $1,608 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-11432-0000 |
| Primary APN | 20-11432-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,736 sqft Living Area |
| Gross Area | 1,360 sqft |
| 1st Floor Area | 1,824 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Triplex |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Tilt-Up Concrete |
| Roof Type | Flat |
| Roof Material | Metal |
| Lot Area | 698,267 sqft (16 acres) |
| Garage Area | 396 sqft |
| Granary | 364 sqft |
|---|---|
| Poultry House | 1,600 sqft |
| Pole Barn | 1,200 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 12800 COUNTY ROAD 165 |
|---|---|
| City | COLD SPRING |
| State | MN |
| Zip | 56320-8809 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Triplex |
| Legal Description | 16.03 A. SW4SE4 LESS 25 AC ALSO E 2 RODS OF SE4SW4 & OF S 2 RODS OF NE4SW4 SECTION 06 TOWNSHIP 122 RANGE 029 RODS OF NE4SW4 |
| Legal Range | 29W |
| Legal Township | 122 |
| Legal Section | 06 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | MAINE PRAIRIE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 11201 |
12800 Co Rd 165, a triplex, is owned and occupied by two individuals who bought it in February 2004.
Source: Stearns County records, as of April 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12802 COUNTY ROAD 165, COLD SPRING, MN 56320-8809 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 19, 2004 · Amount on File |
| Deed Sale | Feb 19, 2004 · Amount on File |
| Prior Sale | May 13, 1992 |
| Record Updated | Jun 8, 2026 |
The 2026 property tax bill for 12800 Co Rd 165 was $1,608 with a homeowner's exemption.
Source: Stearns County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| County Subdivision | Maine Prairie Township |
| Unified School District | Rocori Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,608.00 | ||
| 2025 | $380,000 Land $166,700 Building $213,300 | $380,000 Land $166,700 Building $213,300 | |
| 2023 | $1,524.00 | $368,600 Land $161,200 Building $207,400 | $368,600 Land $161,200 Building $207,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12800 Co Rd 165 in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 12800 Co Rd 165 is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| GigFire Fixed Wireless | 150 / 130 |
| CenturyLink DSL | 100 / 10 |
5G and 4G LTE (outdoors only)
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