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1341 Providence Cir, Elgin, IL 60120 Property Records

Cook County property record for 1341 Providence Cir, Elgin, IL 60120

Property Summary

Property TypeCondominium
Details2 bd · 1,150 sqft · built 1997
Lot Size10.2 acres (447,052 sqft)
OwnerIndividual Name on File
Last Sale$177,500 (May 2023)
Tax Bill$4,259 (2023)
Deeds & MortgagesMay 2023 Sale & Mortgage
Jul 2019 Line of Credit
Flood ZoneZone X (minimal risk)
APN06-06-208-008-1140

Property Details

APN / Parcel Number

Primary APN06-06-208-008-1140

Interior

Bedrooms2 Beds
Total Rooms5 Rooms
Building Area1,150 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1997
Effective Year BuiltEffective 1997
Architectural StyleCondo/Apartment
Exterior MaterialAluminum/Vinyl
Lot Area447,052 sqft
Garage TypeAttached

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas
Water SourceCommercial

Location & Zoning

Street Address1341 PROVIDENCE CIR
CityELGIN
StateIL
Zip60120-5074
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Range9E
Legal Township41N
Legal Section06
Legal SubdivisionCOUNTRY HMS NORTH/COBBLERS 11
JurisdictionCOOK IL
Township / Civil DivisionHANOVER
Census Block Group1
Census Block1020
Census Tract804313

Owner

1341 Providence Cir, a condominium, is owned by an individual who bought it in May 2023.

Source: Cook County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address1072 OLD CREEK CT, ELGIN, IL 60120-5042
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 1, 2023Warranty Deed, Transfer · Conventional Mortgage
JPMORGAN CHASE BANK NA
Jul 12, 2019Deed of Trust, Mortgage · Line of Credit
ROCKFORD BK&TR

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 1, 2023 · Amount on File
Deed SaleMay 1, 2023 · Amount on File
Prior SaleNov 20, 2013
Deed Document Number202328001
Prior Transfer DateMay 30, 2001
Prior Transfer Doc0000058906
Record UpdatedOct 29, 2026

May 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateMay 1, 2023
Property Address1341 PROVIDENCE CIR, ELGIN, IL 60120-5074
Document Number0012128001
Map ReferenceDOC 93984078
Instrument DateApr 13, 2023
Instrument2312128001
Transaction TypeTransfer
Record UpdatedApr 9, 2024
Title CompanyE-CHICAGO TITLE, CHICAGO TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$177.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1341 PROVIDENCE CIR, ELGIN, IL 60120-5074

Mortgage

Document Number0012128002
DateMay 1, 2023
Instrument2312128002
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueMay 1, 2053

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCOOK IL
Property Address1341 PROVIDENCE CIR, ELGIN, IL 60120-5074
Document Number1922041082
Instrument DateJul 12, 2019
Transaction TypeMortgage
Record UpdatedAug 15, 2019
Title CompanyPRAIRIE TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1341 PROVIDENCE CIR ELGIN IL 601205074, ELGIN, IL 60120-5074

Mortgage

Document Number1922041082
DateAug 8, 2019
Instrument22041082
Lender
NameROCKFORD BK&TR
TypeBank
AddressROCKFORD, IL 61110-0248
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionHanover Township
MunicipalityElgin City
Unified School DistrictSchool District U-46 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$19,851 Land $1,964 Building $17,887$198,510 Land $19,640 Building $178,870
2023$4,259.00 (+2.9%)
2022$4,139.00$14,797 Land $1,718 Building $13,079$147,970 Land $17,180 Building $130,790

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1341 Providence Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1341 Providence Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELGIN
serves 114,797 people · EPA ID IL0894380
Water SourceSurface water
Last State InspectionAug 2025
Lead19 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: T-Mobile.

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