1329 Providence Cir, Elgin, IL 60120 Property Records

Cook County property record for 1329 Providence Cir, Elgin, IL 60120

Property Summary

Property Type	Condominium
Details	2 bd · 1,100 sqft · built 1997
Lot Size	10.2 acres (447,052 sqft)
Owner	2 Individual Names on File
Last Sale	$188,000 (Apr 2022)
Tax Bill	$4,011 (2023)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-06-208-008-1146`

Property Details

APN / Parcel Number

Primary APN	`06-06-208-008-1146`

Interior

Bedrooms	2 Beds
Building Area	1,100 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Condo/Apartment
Lot Area	447,052 sqft

Location & Zoning

Street Address	1329 PROVIDENCE CIR
City	ELGIN
State	IL
Zip	60120-5074
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Range	9E
Legal Township	41N
Legal Section	06
Legal Subdivision	COUNTRY HMS NORTH/COBBLERS XIN
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1020
Census Tract	804313

Owner

1329 Providence Cir, a condominium, is owned and occupied by two individuals who bought it in April 2022.

Source: Cook County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1329 PROVIDENCE CIR, ELGIN, IL 60120-5074
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage CHICAGO MORTGAGE SOLUTIONS CORP
Apr 14, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Feb 21, 2019	Warranty Deed, Transfer · Conventional with PMI UNITED WHOLESALE MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2022 · Amount on File
Deed Sale	Apr 14, 2022 · Amount on File
Prior Sale	Apr 14, 2022 · Amount on File
Deed Document Number	20222210407120
Prior Transfer Date	Nov 29, 2012
Prior Transfer Doc	0000050002
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1329 PROVIDENCE CIR, ELGIN, IL 60120-5074
Transaction Type	Mortgage
Record Updated	Apr 9, 2024
Title Company	NATIONAL TITLE SOLUTIONS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0032846138
Date	Nov 24, 2021
Instrument	2132846138

Lender

Name	CHICAGO MORTGAGE SOLUTIONS CORP
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 14, 2022
Property Address	1329 PROVIDENCE CIR, ELGIN, IL 60120-5074
Document Number	0010407120
Map Reference	DOC 94-38880
Instrument Date	Mar 31, 2022
Instrument	2210407120
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Tax	$188.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1329 PROVIDENCE CIR, ELGIN, IL 60120-5074

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Feb 21, 2019
Property Address	1329 PROVIDENCE CIR, ELGIN, IL 60120-5074
Document Number	1905219100
Instrument Date	Feb 4, 2019
Instrument	5219100
Transaction Type	Transfer
Record Updated	Mar 1, 2019
Title Company	FOX TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$146.50
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	1329 PROVIDENCE CIR ELGIN IL 601205074, ELGIN, IL 60120-5074

Mortgage

Document Number	1905219101
Date	Feb 21, 2019
Instrument	5219101

Lender

Name	UNITED WHOLESALE MTG
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2049

Interest

Rate	4.25%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$18,693 Land $1,849 Building $16,844	$186,930 Land $18,490 Building $168,440
2023	$4,011.00 (+84.41%)
2022	$2,175.00	$13,934 Land $1,617 Building $12,317	$139,340 Land $16,170 Building $123,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1329 Providence Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1329 Providence Cir has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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