1333 Providence Cir, Elgin, IL 60120 Property Records

Cook County property record for 1333 Providence Cir, Elgin, IL 60120

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,300 sqft · built 1997
Lot Size	10.2 acres (447,052 sqft)
Owner	Individual Name on Record
Last Sale	$225,500 (May 2023)
Tax Bill	$5,190 (2023)
Deeds & Mortgages	Dec 2021 Mortgage May 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-06-208-008-1144`

Property Details

APN / Parcel Number

Primary APN	`06-06-208-008-1144`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,300 sqft Living Area

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Condo/Apartment
Exterior Material	Brick
Lot Area	447,052 sqft
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1333 PROVIDENCE CIR
City	ELGIN
State	IL
Zip	60120-5074
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Range	9E
Legal Township	41N
Legal Section	06
Legal Subdivision	COUNTRY HMS NORTH/COBBLERS XIN
Jurisdiction	COOK IL
Township / Civil Division	HANOVER
Census Block Group	1
Census Block	1020
Census Tract	804313

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1333 PROVIDENCE CIR, ELGIN, IL 60120-5074
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage DRAPER & KRAMER MORTGAGE CORP
May 16, 2023	Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 24, 2019	Warranty Deed, Transfer · Conventional Mortgage FIRST AMERICAN BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2023 · Amount on Record
Deed Sale	May 16, 2023 · Amount on Record
Prior Sale	Apr 24, 2019 · Amount on Record
Deed Document Number	202346118
Prior Transfer Date	Jul 16, 2014
Prior Transfer Doc	0000039043
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	1333 PROVIDENCE CIR, ELGIN, IL 60120-5074
Transaction Type	Mortgage
Record Updated	Apr 9, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0034142045
Date	Dec 7, 2021
Instrument	2134142045

Lender

Name	DRAPER & KRAMER MORTGAGE CORP
Type	Mortgage Company
Address	DOWNERS GROVE, IL 60515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.5%

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	May 16, 2023
Property Address	1333 PROVIDENCE CIR, ELGIN, IL 60120-5074
Document Number	0013646118
Map Reference	DOC 93656196
Instrument Date	Apr 29, 2023
Instrument	2313646118
Transaction Type	Transfer
Record Updated	Apr 9, 2024
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$225.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1333 PROVIDENCE CIR, ELGIN, IL 60120-5074

Mortgage

Document Number	0013646119
Date	May 16, 2023
Instrument	2313646119

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Fixed Rate
Rate	7.12%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOK IL
Recording Date	Apr 24, 2019
Property Address	1333 PROVIDENCE CIR, ELGIN, IL 60120-5074
Document Number	1911408199
Instrument Date	Apr 11, 2019
Instrument	11408199
Transaction Type	Transfer
Record Updated	May 2, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$172.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1333 PROVIDENCE CIR ELGIN IL 601205074, ELGIN, IL 60120-5074

Mortgage

Document Number	1911408200
Date	Apr 24, 2019
Instrument	11408200

Lender

Name	FIRST AMERICAN BK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 23, 2049

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
County Subdivision	Hanover Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$24,190 (+34.16%) Land $2,393 Building $21,797	$241,900 (+34.16%) Land $23,930 Building $217,970
2023	$5,190.00 (+2.91%)
2022	$5,043.00	$18,031 Land $2,093 Building $15,938	$180,310 Land $20,930 Building $159,380

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELGIN serves 114,797 people · EPA ID IL0894380
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	19 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 398 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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