1341 Observer Ct, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 1341 Observer Ct, Punta Gorda, FL 33983 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1990
Square Footage1,989 sqft Living Area
Lot Size13,297 sqft (0.305 acres)
OccupancyOwner Occupied
Last Sale$229,000 (2015)
Tax Bill$2,468.00 (2024)

Property Details

APN / Parcel Number

Primary APN402308302003
Alternative APNs
  • 00952623248009
  • 10004611798

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,989 sqft Living Area
Gross Area2,727 sqft Gross Area
1st Floor1,989 sqft 1st Floor
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1990
Effective Year BuiltEffective 1990
Exterior MaterialBrick/Stone (Brick and/or Stone) Exterior
Construction TypeMasonry/Concrete Masonry Units (CMUs) Construction
Roof ConstructionCathedral/Clerestory Roof Construction
Roof MaterialTile Roof
Lot Area13,297 sqft (0.305 acres)
DrivewayDriveway
Driveway Area1 sqft Driveway
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area452 sqft Garage
Pool Area378 sqft Pool
SprinklersInstalled Lawn/Plantings Watering System Sprinklers
Porch Area286 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemHVAC Heating
SewageSewage Connected
Water SourceYes (Unknown Type) Water Source

Location & Zoning

Account Number00952623248009
Street Address1341 OBSERVER CT
CityPUNTA GORDA
StateFL
Zip33983-5936
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionPUNTA GORDA ISLES SEC23 BLK692 LT10 951/1069 CD959/1566 CD970/1479 DC1596/654-CHM 1724/2179 2939/1134 3614/863 3614/865 3883/2070 4008/347 UNREC DC-MLW
Legal Range23E
Legal Township40S
Legal Section08
Legal SubdivisionPUNTA GORDA ISLES
Legal TractPGI
Legal Block692
Legal Lot Number10
JurisdictionCHARLOTTE FL
Minor Civil DivisionPORT CHARLOTTE
Census Blockgroup2
Census Block2006
Census Tract20101

Owner

Source: Charlotte County records · APN 402308302003

Assessment roll updated November 19, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1341 OBSERVER CT, PUNTA GORDA, FL 33983-5936
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 15, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Mar 26, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Dec 04, 2017Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 04, 2015 · Amount on Record
Deed SaleSep 04, 2015 · Amount on Record
Prior SaleAug 12, 1999 · Amount on Record
Deed Doc Number20152379592
Deed Book / Page4008 / 347
Prior Transfer DateMay 12, 2014
Prior Transfer Doc0038832070
Record RefreshedJun 08, 2026

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address1341 OBSERVER CT, PUNTA GORDA, FL 33983-5936
Transaction TypeMortgage
Record UpdatedJul 07, 2021
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0047851333
DateJun 15, 2021
Book Page4785/1333
Instrument2958844
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term325 Months
DueJul 01, 2048

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address1341 OBSERVER CT, PUNTA GORDA, FL 33983-5936
Document Number0045580560
Instrument DateMar 26, 2020
Transaction TypeMortgage
Record UpdatedMay 21, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1341 OBSERVER CT PUNTA GORDA FL 339835936, PUNTA GORDA, FL 33983-5936

Mortgage

Document Number0045580560
DateMar 31, 2020
Book Page004558/000560
Instrument2800299
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueMar 30, 2050

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLOTTE FL
Property Address1341 OBSERVER CT, PUNTA GORDA, FL 33983-5936
Document Number0042620258
Book / Page004262 / 000258
Instrument DateDec 04, 2017
Transaction TypeMortgage
Record UpdatedJan 03, 2018
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband And Wife
Address1341 OBSERVER CT PUNTA GORDA FL 339835936, PUNTA GORDA, FL 33983-5936

Mortgage

Document Number0042620258
DateDec 08, 2017
Book Page004262/000258
Instrument2570995
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueDec 07, 2047

Tax Assessment & Valuation

Source: Charlotte County records · Assessment roll updated November 19, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyCharlotte County
Unified School DistrictCharlotte County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,535.00 (+2.71%) Homeowner's exemption Widower's exemption$213,063 (+5.99%)$358,949 (+14.91%) Land $40,800 Building $318,149
2024$2,468.00 (-0.04%)
2023$201,027 (+5.27%)$312,387 (+4.77%) Land $46,000 Building $266,387
2022$2,469.00 Homeowner's exemption$190,962$298,157 Land $36,550 Building $261,607

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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