1330 Observer Ct, Punta Gorda, FL 33983 Property Records

Charlotte County property record for 1330 Observer Ct, Punta Gorda, FL 33983

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,095 sqft · built 2019
Lot Size	0.349 acres (15,199 sqft)
Owner	Individual Name on Record
Last Sale	$18,900 (Jul 2018)
Tax Bill	$4,383 (2025)
Deeds & Mortgages	Jul 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`402308302002`

Property Details

APN / Parcel Number

Primary APN	`402308302002`
Alternative APNs	`00952623248107` `10004611797`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,095 sqft Living Area
Gross Area	3,273 sqft
1st Floor Area	2,095 sqft

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	15,199 sqft (0.349 acres)
Garage Type	Attached
Garage Area	725 sqft
Driveway	Driveway
Driveway Area	806 sqft
Parking Spaces	3 Parking Spaces
Pool Area	49 sqft
Porch	Slab
Porch Area	453 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	00952623248107
Street Address	1330 OBSERVER CT
City	PUNTA GORDA
State	FL
Zip	33983-5935
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RSF3.5
Legal Description	PUNTA GORDA ISLES SEC23 BLK692 LT11 951/1069 CORR959-1565 CORR970-1479 971-2168 2222/1573 2647/1777 2939/1134 CT3555/1684 3604/322 4340/2193
Legal Range	23E
Legal Township	40S
Legal Section	08
Legal Subdivision	PUNTA GORDA ISLES
Legal Tract	PGI
Legal Block	692
Legal Lot Number	11
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PORT CHARLOTTE
Census Block Group	2
Census Block	2006
Census Tract	20101

Owner

Source: Charlotte County records, as of November 19, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1330 OBSERVER CT, PUNTA GORDA, FL 33983-5935
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2018 · Amount on Record
Deed Sale	Jul 25, 2018 · Amount on Record
Prior Sale	Oct 18, 2011 · Amount on Record
Deed Document Number	20182632255
Deed Book / Page	4340 / 2193
Prior Transfer Date	Jan 14, 2005
Prior Transfer Doc	0026471777
Record Updated	Jun 8, 2026

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jul 25, 2018
Property Address	1330 OBSERVER CT, PUNTA GORDA, FL 33983-5935
Document Number	0043402193
Book / Page	004340 / 002193
Instrument Date	Jul 24, 2018
Instrument	2632255
Transaction Type	Transfer
Record Updated	Aug 6, 2018
Title Company	STEWART TITLE

Transaction

Amount	Amount Recorded
Tax	$132.30
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	51 COUNTRYSIDE LN DEPEW NY 140434100, DEPEW, NY 14043-4100

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of November 19, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,383.00 (-15.61%) Homeowner's exemption	$330,551 (+5.99%)	$484,592 (-1.45%) Land $40,800 Building $443,792
2024	$5,194.00 (+0.33%)
2023	$5,177.00 (+5.59%) Homeowner's exemption	$311,879 (+3%)	$491,712 (+16.02%) Land $46,000 Building $445,712
2022	$4,903.00 Homeowner's exemption	$302,795	$423,821 Land $36,550 Building $387,271

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 82 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	82 in force
Nearby Flood Claims	3 (2005–2022)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE COUNTY UTILITIES serves 173,820 people · EPA ID FL5084100
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2025
Lead	10 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 265 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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