Charlotte County property record for 1322 Observer Ct, Punta Gorda, FL 33983 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,789 sqft · built 2002 |
| Lot Size | 0.581 acres (25,345 sqft) |
| Owner | Company Name on File |
| Last Sale | $595,000 (Jul 2024) |
| Tax Bill | $7,645 (2025) |
| Deeds & Mortgages | Jan 2026 Transfer Jul 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 40-23-08-302-001 |
| Primary APN | 40-23-08-302-001 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,789 sqft Living Area |
| Gross Area | 3,788 sqft |
| Utility Area | 35 sqft |
| Utility Room | Utility Room |
| Year Built | Built 2002 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Shingle |
| Lot Area | 25,345 sqft (0.581 acres) |
| Garage Area | 693 sqft |
| Driveway | Driveway |
| Driveway Area | 1 sqft |
| Pool Area | 338 sqft |
|---|---|
| Porch | Open Porch |
| Porch Area | 306 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 10004611796 |
|---|---|
| Old Parcel Number | 00952623248205 |
| Street Address | 1322 OBSERVER CT |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33983-5935 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PGI 023 0692 0012 PUNTA GORDA ISLES SEC23 BLK692 LTS 12 & 13 837/1662 910/1529 923/529 1006/17 1192/985 1376/ |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 08 |
| Legal Subdivision | PUNTA GORDA ISLES |
| Legal Block | 692 |
| Legal Lot Number | 12 13 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PORT CHARLOTTE |
| Census Block Group | 2 |
| Census Block | 2006 |
| Census Tract | 20101 |
Source: Charlotte County records · APN 40-23-08-302-001
Assessment roll updated July 1, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 1322 OBSERVER CT, PUNTA GORDA, FL 33983-5935 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jan 23, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Jul 17, 2020 | Warranty Deed, Transfer · Conventional with PMI PENNYMAC |
| Deed Names | 3 Verified Names on Deed |
|---|---|
| Last Sale | Jul 19, 2024 · Amount on Record |
| Deed Sale | Jul 19, 2024 · Amount on Record |
| Prior Sale | Jul 19, 2024 · Amount on Record |
| Deed Document Number | 0003429957 |
| Last Transfer Date | Jan 23, 2026 |
| Transfer Doc | 0003607451 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jan 23, 2026 |
| Property Address | 1322 OBSERVER CT, PUNTA GORDA, FL 33983-5935 |
| Document Number | 0003607451 |
| Map Reference | MB 12 PG 2 |
| Instrument Date | Jan 21, 2026 |
| Instrument | 3607451 |
| Transaction Type | Transfer |
| Record Updated | Feb 06, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1322 OBSERVER CT, PUNTA GORDA, FL 33983-5935 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1322 OBSERVER CT, PUNTA GORDA, FL 33983-5935 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Jul 17, 2020 |
| Property Address | 1322 OBSERVER CT, PUNTA GORDA, FL 33983-5935 |
| Document Number | 0046021619 |
| Book / Page | 004602 / 001619 |
| Instrument Date | Jul 17, 2020 |
| Instrument | 2831632 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,485.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1322 OBSERVER CT PUNTA GORDA FL 339835935, PUNTA GORDA, FL 33983-5935 |
| Document Number | 46021621 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 004602/001621 |
| Instrument | 2831633 |
| Name | PENNYMAC |
|---|---|
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2050 |
Source: Charlotte County records · Assessment roll updated July 1, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,645.00 (+19.32%) Homeowner's exemption | $546,819 (+40.85%) | $545,183 (+5.56%) Land $90,000 Building $455,183 |
| 2023 | $6,407.00 (+4.95%) Homeowner's exemption | $388,228 (+3%) | $516,455 (+2.59%) Land $76,000 Building $440,455 |
| 2022 | $6,105.00 Homeowner's exemption | $376,920 | $503,416 Land $54,400 Building $449,016 |
Source: FEMA National Flood Hazard Layer, Charlotte County (12015C), updated September 28, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 9% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,083 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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