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  5. Downs Ave

1340 Downs Ave, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 1340 Downs Ave, Charlotte, NC 28205 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,850 sqft · built 2014
Lot Size0.17 acres (7,405 sqft)
OwnerIndividual Name on File
Last Sale$483,000 (Dec 2019)
Tax Bill$5,041 (2025)
Deeds & MortgagesFeb 2018 Mortgage
Dec 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN093-092-18

Property Details

APN / Parcel Number

Primary APN093-092-18

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,850 sqft Living Area
1st Floor Area1,202 sqft
Upper Floors Area648 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2014
Effective Year BuiltEffective 2014
Exterior MaterialConcrete
Construction TypeFrame
Foundation TypeNo Foundation
Roof MaterialOther
Lot Area7,405 sqft (0.17 acres)
Garage Area400 sqft
PorchFinished/Open Porch
Porch Area196 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address1340 DOWNS AVE
CityCHARLOTTE
StateNC
Zip28205-2014
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL12 B6 M3-293
Legal SubdivisionDAVIS PARK
Legal Block6
Legal Lot Number12
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2006
Census Tract1300

Owner

Source: Mecklenburg County records · APN 093-092-18

Assessment roll updated September 9, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address1340 DOWNS AVE, CHARLOTTE, NC 28205-2014
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 05, 2018Deed of Trust, Mortgage · Conventional Mortgage
WYNDHAM CAPITAL MORTGAGE INC
Dec 02, 2019Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 02, 2019 · Amount on Record
Deed SaleDec 02, 2019 · Amount on Record
Prior SaleDec 19, 2014 · Amount on Record
Deed Document Number2019163919
Deed Book / Page34084 / 942
Record UpdatedSep 20, 2026

February 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1340 DOWNS AVE, CHARLOTTE, NC 28205-2014
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000013190
DateFeb 05, 2018
Book Page32446/056
Instrument2018013190
Lender
NameWYNDHAM CAPITAL MORTGAGE INC
TypeMortgage Company
AddressCHARLOTTE, NC 28210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueFeb 01, 2048

December 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMECKLENBURG NC
Recording DateDec 02, 2019
Property Address1340 DOWNS AVE, CHARLOTTE, NC 28205-2014
Document Number0000163919
Book / Page34084 / 942
Map ReferenceMB 3 PG 293
Instrument DateDec 02, 2019
Instrument2019163919
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$966.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3622 DENSMORE DR, 3622, CHARLOTTE, NC 28205-4502

Transferred To (Grantee/Buyer)

NameVerified Name
Address1340 DOWNS AVE, CHARLOTTE, NC 28205-2014

Mortgage

Document Number0000163920
DateDec 02, 2019
Instrument2019163920
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2050

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated September 9, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,041.00$634,700 Land $230,000 Building $404,700$634,700 Land $230,000 Building $404,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190013002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims2 (2011–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2021, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 500 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless1,000 / 75
T-Mobile USAFixed Wireless100 / 20

May also be available at this address: AT&T, Spectrum, Google Fiber. Availability varies by address; speeds are provider-advertised maximums, not measured.

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