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1329 Downs Ave, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 1329 Downs Ave, Charlotte, NC 28205 · Last verified June 2023

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,052 sqft · built 2016
Lot Size0.162 acres (7,065 sqft)
Owner2 Individual Names on File
Last Sale$418,000 (Jul 2016)
Tax Bill$6,960 (2023)
Deeds & MortgagesAug 2024 Mortgage
Oct 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN093-091-06

Property Details

APN / Parcel Number

Primary APN093-091-06

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,052 sqft Heated Area
Gross Area2,412 sqft
1st Floor Area1,158 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2016
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area7,065 sqft (0.162 acres)
PorchPorch
Porch Area226 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Old Parcel Number093-091-06
Street Address1329 DOWNS AVE
CityCHARLOTTE
StateNC
Zip28205-2013
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionL26 B1 M3-293
Legal SubdivisionDAVIS PARK
Legal Block1
Legal Lot Number26
JurisdictionMECKLENBURG NC
Township / Civil Division1, CHARLOTTE
Census Block Group2
Census Block2003
Census Tract1300

Owner

Source: Mecklenburg County records · APN 093-091-06

Assessment roll updated January 1, 2023 · Last verified June 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address1329 DOWNS AVE, CHARLOTTE, NC 28205-2013
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 05, 2024Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA NA
Oct 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERICAN SECURITY MORTGAGE CORP
Sep 25, 2018Deed of Trust, Mortgage · Commercial Mortgage
FIRST CITIZENS BANK & TRUST CO
Apr 06, 2018Quit Claim Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJul 19, 2016 · Amount on Record
Deed SaleJul 19, 2016 · Amount on Record
Prior SaleJul 19, 2016 · Amount on Record
Deed Document Number0000092507
Deed Book / Page31001 / 413
Last Transfer DateApr 06, 2018
Transfer Doc0000041053
Record UpdatedJun 07, 2026

August 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1329 DOWNS AVE, CHARLOTTE, NC 28205-2013
Transaction TypeMortgage
Record UpdatedApr 03, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000073174
DateAug 05, 2024
Book Page38987/400
Instrument2024073174
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 22, 2054

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1329 DOWNS AVE, CHARLOTTE, NC 28205-2013
Transaction TypeMortgage
Record UpdatedAug 23, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000164833
DateOct 07, 2020
Book Page35151/566
Instrument2020164833
Lender
NameAMERICAN SECURITY MORTGAGE CORP
TypeMortgage Company
AddressCHARLOTTE, NC 28211
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2050

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMECKLENBURG NC
Property Address1329 DOWNS AVE, CHARLOTTE, NC 28205-2013
Transaction TypeMortgage
Record UpdatedAug 23, 2022
Title CompanySTEWART TITLE GUARANTY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000121067
DateSep 25, 2018
Book Page32997/944
Instrument2018121067
Lender
NameFIRST CITIZENS BANK & TRUST CO
TypeBank
AddressRALEIGH, NC 27611
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

April 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMECKLENBURG NC
Recording DateApr 06, 2018
Property Address1329 DOWNS AVE, CHARLOTTE, NC 28205-2013
Document Number0000041053
Book / Page032584 / 000881
Instrument DateApr 06, 2018
Instrument41053
Transaction TypeTransfer
Record UpdatedApr 27, 2018
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address1329 DOWNS AVE CHARLOTTE NC 282052013, CHARLOTTE, NC 28205-2013

Tax Assessment & Valuation

Source: Mecklenburg County records · Assessment roll updated January 1, 2023 · Last verified June 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyMecklenburg County
MunicipalityCharlotte City
Unified School DistrictCharlotte-Mecklenburg Schools (PK - 12)

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mecklenburg County (37119C), updated October 3, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 371190013002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 2 individual NFIP policies nearby
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies2 in force
2 of 2 on primary residences
Nearby Flood Claims2 (2011–2021)
Claims Outside the SFHA2 of 2
Most Recent ClaimAug 2021, river or lake flooding

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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