1332 Downs Ave, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 1332 Downs Ave, Charlotte, NC 28205

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 899 sqft · built 1928
Lot Size	0.181 acres (7,898 sqft)
Owner	Individual on Record
Last Sale	$230,000 (Nov 2019)
Tax Bill	$2,685 (2023)
Deeds & Mortgages	Jun 2021 Mortgage Nov 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`093-092-20`

Property Details

APN / Parcel Number

Primary APN	`093-092-20`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	899 sqft Heated Area
Gross Area	1,054 sqft
1st Floor Area	899 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	7,898 sqft (0.181 acres)
Porch	Porch
Porch Area	155 sqft
Patio Area	82 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	093-092-20
Street Address	1332 DOWNS AVE
City	CHARLOTTE
State	NC
Zip	28205-2014
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Description	L10 B6 M3-293
Legal Subdivision	DAVIS PARK
Legal Block	6
Legal Lot Number	10
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2006
Census Tract	1300

Owner

Source: Mecklenburg County assessment roll, as of January 1, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	1332 DOWNS AVE, CHARLOTTE, NC 28205-2014
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
Nov 18, 2019	Warranty Deed, Transfer · Conventional Mortgage AMERICAN SECURITY MORTGAGE CORP
Apr 18, 2017	Deed of Trust, Mortgage · Line of Credit CHARLOTTE METRO CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 18, 2019 · Amount on Record
Deed Sale	Nov 18, 2019 · Amount on Record
Prior Sale	Jul 29, 2014 · Amount on Record
Deed Document Number	0034046120
Deed Book / Page	34046 / 120
Record Updated	Jun 7, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1332 DOWNS AVE, CHARLOTTE, NC 28205-2014
Transaction Type	Mortgage
Record Updated	May 25, 2023
Title Company	SERVICELINK EAST ESCROW, SERVICE LINK EAST ESCROW

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108560
Date	Jun 2, 2021
Book Page	36137/288
Instrument	2021108560

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WINSTON SALEM, NC 27104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2051

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 18, 2019
Property Address	1332 DOWNS AVE, CHARLOTTE, NC 28205-2014
Document Number	0000157156
Book / Page	34046 / 120
Map Reference	MB 3 PG 293
Instrument Date	Nov 18, 2019
Instrument	2019157156
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	CARDINAL TITLE CENTER LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$460.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1150 FRED HOLCOMBE RD, 1150, MARS HILL, NC 28754-5839

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1332 DOWNS AVE, CHARLOTTE, NC 28205-2014

Mortgage

Document Number	0000157157
Date	Nov 18, 2019
Instrument	2019157157

Lender

Name	AMERICAN SECURITY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	1332 DOWNS AVE, CHARLOTTE, NC 28205-2014
Document Number	0000054521
Book / Page	031751 / 000787
Instrument Date	Apr 18, 2017
Transaction Type	Mortgage
Record Updated	May 4, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1332 DOWNS AVE CHARLOTTE NC 282052014, CHARLOTTE, NC 28205-2014

Mortgage

Document Number	0000054521
Date	Apr 27, 2017
Book Page	031751/000787
Instrument	54521

Lender

Name	CHARLOTTE METRO CU
Type	Credit Union
Address	CHARLOTTE, NC 28204

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 26, 2032

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Aug 2021 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

Nearby Properties on Downs Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures