1340 Centennial Ct, Plainwell, MI 49080 Property Records

Allegan County property record for 1340 Centennial Ct, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,148 sqft · built 2003
Lot Size	0.473 acres (20,604 sqft)
Owner	Individual Name on Record
Last Sale	$172,000 (Oct 2017)
Tax Bill	$3,533 (2025)
Deeds & Mortgages	Feb 2007 Line of Credit Jun 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-640-001-07`

Property Details

APN / Parcel Number

Primary APN	`17-640-001-07`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,148 sqft Living Area
1st Floor Area	1,148 sqft
Basement Area	1,148 sqft
Unfinished Basement	1,148 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Ranch
Exterior Material	Wood Siding
Lot Area	20,604 sqft (0.473 acres)
Lot Dimensions	153 ft deep x 93.8 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1340 CENTENNIAL CT
City	PLAINWELL
State	MI
Zip	49080-1181
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 7 OF HERITAGE MEADOWS PLAT IN NW 1/4 OF SEC 25 T1N, R12W OTSEGO TWP, ALLEGAN CTY, MICHIGAN. SPLIT OFF OF 03-17-025-077-00
Legal Range	12W
Legal Township	01N
Legal Section	25
Legal Subdivision	HERITAGE MEADOWS
Legal Lot Number	7
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	3
Census Block	3010
Census Tract	31900

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1340 CENTENNIAL CT, PLAINWELL, MI 49080-1181
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2007	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK WESTERN MICHIGAN
Jun 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Feb 3, 2015	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE MICHIGAN LLC
Oct 17, 2017	Warranty Deed, Transfer · FHA Mortgage AMERIFIRST FINANCIAL CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 17, 2017 · Amount on Record
Deed Sale	Oct 17, 2017 · Amount on Record
Prior Sale	Dec 30, 2002 · Amount on Record
Deed Document Number	20174186-500
Deed Book / Page	4186 / 500
Record Updated	Sep 20, 2026

February 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1340 CENTENNIAL CT, PLAINWELL, MI 49080-1181
Transaction Type	Mortgage
Record Updated	Jan 27, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003085/097
Date	Feb 1, 2007
Book Page	3085/097

Lender

Name	FIFTH THIRD BANK WESTERN MICHIGAN
Type	Bank
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1340 CENTENNIAL CT, PLAINWELL, MI 49080-1181
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004639/951
Date	Jun 30, 2021
Book Page	4639/951

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2036

February 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1340 CENTENNIAL CT, PLAINWELL, MI 49080-1181
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003901/314
Date	Feb 3, 2015
Book Page	3901/314

Lender

Name	FIFTH THIRD MORTGAGE MICHIGAN LLC
Type	Mortgage Company
Address	GRAND RAPIDS, MI 49546

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2045

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Oct 17, 2017
Property Address	1340 CENTENNIAL CT, PLAINWELL, MI 49080-1181
Document Number	4186/500
Book / Page	4186 / 500
Map Reference	LB40 PG15
Instrument Date	Oct 2, 2017
Instrument	4186-500
Transaction Type	Transfer
Record Updated	Aug 3, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,479.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1340 CENTENNIAL CT, 1340, PLAINWELL, MI 49080-1181

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	672 10TH ST, PLAINWELL, MI 49080-1005

Mortgage

Document Number	4186503
Date	Oct 17, 2017
Instrument	4186-503

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2047

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$143,200 (+7.11%) Land $18,100 Building $125,100	$286,400 (+7.11%) Land $36,200 Building $250,200
2025	$3,533.00 (+2.73%) Homeowner's exemption	$133,700 (+13.5%) Land $10,900 Building $122,800	$267,400 (+13.5%) Land $21,800 Building $245,600
2024	$3,439.00 (+18.34%)
2023		$117,800 Land $10,900 Building $106,900	$235,600 Land $21,800 Building $213,800
2022	$2,906.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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