1320 Centennial Ct, Plainwell, MI 49080 Property Records

Allegan County property record for 1320 Centennial Ct, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,520 sqft · built 2003
Lot Size	0.477 acres (20,778 sqft)
Owner	Individual Name on Record
Last Sale	$35,500 (Dec 2002)
Tax Bill	$2,624 (2025)
Deeds & Mortgages	Apr 2017 Mortgage Mar 2015 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`17-640-001-02`

Property Details

APN / Parcel Number

Primary APN	`17-640-001-02`
Alternative APN	`03-17-640-001-02`

Interior

Full Baths	2 Baths
Stories	3 Stories
Building Area	1,520 sqft Living Area
1st Floor Area	926 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Tri-Level
Exterior Material	Wood Siding
Foundation Type	Slab (Mat/Raft)
Lot Area	20,778 sqft (0.477 acres)
Lot Dimensions	150 ft deep x 138 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	1320 CENTENNIAL CT
City	PLAINWELL
State	MI
Zip	49080-1181
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 2 OF HERITAGE MEADOWS PLAT IN NW 1/4 OF SEC 25 T1N, R12W OTSEGO TWP, ALLEGAN CTY, MICHIGAN. SPLIT OFF OF 03-17-025-077-00 ON 10-28-02 FOR 2003 TAX ROLL
Legal Range	12W
Legal Township	01N
Legal Section	25
Legal Subdivision	HERITAGE MEADOWS
Legal Lot Number	2
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	3
Census Block	3010
Census Tract	31900

Owner

Source: Allegan County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1320 CENTENNIAL CT, PLAINWELL, MI 49080-1181
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2017	Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER LLC
Mar 20, 2015	Deed of Trust, Mortgage · Line of Credit MICHIGAN HOMEOWNER ASSISTANCE NONPROFIT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 14, 2002 · Amount on Record
Deed Sale	Dec 14, 2002 · Amount on Record
Deed Book / Page	2353 / 617
Record Updated	Oct 29, 2026

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1320 CENTENNIAL CT, PLAINWELL, MI 49080-1181
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	004130/194
Date	Apr 13, 2017
Book Page	4130/194

Lender

Name	MORTGAGE CENTER LLC
Type	Mortgage Company
Address	SOUTHFIELD, MI 48034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2037

March 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	1320 CENTENNIAL CT, PLAINWELL, MI 49080-1181
Transaction Type	Mortgage
Record Updated	Jan 27, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	003911/476
Date	Mar 20, 2015
Book Page	3911/476

Lender

Name	MICHIGAN HOMEOWNER ASSISTANCE NONPROFIT
Type	Non-Lending Institution
Address	LANSING, MI 48912

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$123,400 (+3.35%) Land $20,700 Building $102,700	$246,800 (+3.35%) Land $41,400 Building $205,400
2025	$2,624.00 (+2.78%) Homeowner's exemption	$119,400 (+13.93%) Land $12,400 Building $107,000	$238,800 (+13.93%) Land $24,800 Building $214,000
2024	$2,553.00 (+18.09%)
2023		$104,800 Land $12,400 Building $92,400	$209,600 Land $24,800 Building $184,800
2022	$2,162.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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