1324 Centennial Ct, Plainwell, MI 49080 Property Records

Allegan County property record for 1324 Centennial Ct, Plainwell, MI 49080

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 936 sqft · built 2002
Lot Size	0.487 acres (21,214 sqft)
Owner	Individual Name on Record
Last Sale	$180,000 (Dec 2019)
Tax Bill	$3,034 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage Feb 2007 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`17-640-001-03`

Property Details

APN / Parcel Number

Primary APN	`17-640-001-03`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	936 sqft Living Area
1st Floor Area	936 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Wood
Lot Area	21,214 sqft (0.487 acres)
Lot Dimensions	156 ft deep x 135 ft wide
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1324 CENTENNIAL CT
City	PLAINWELL
State	MI
Zip	49080-1181
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	LOT 3 OF HERITAGE MEADOWS PLAT IN NW 1/4 OF SEC 25 T1N, R12W OTSEGO TWP, ALLEGAN CTY, MICHIGAN. SPLIT OFF OF 03-17-025-077-00
Legal Range	12W
Legal Township	01N
Legal Section	25
Legal Subdivision	HERITAGE MEADOWS
Legal Lot Number	3
Jurisdiction	ALLEGAN MI
Township / Civil Division	OTSEGO
Census Block Group	3
Census Block	3010
Census Tract	31900

Owner

Source: Allegan County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1324 CENTENNIAL CT, PLAINWELL, MI 49080-1181
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2019	Warranty Deed, Transfer · FHA Mortgage FIFTH THIRD BANK NA
Feb 1, 2007	Warranty Deed, Transfer · ARM OPTION ONE MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2019 · Amount on Record
Deed Sale	Dec 30, 2019 · Amount on Record
Prior Sale	Feb 1, 2007 · Amount on Record
Deed Book / Page	4417 / 102
Record Updated	Sep 20, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Dec 30, 2019
Property Address	1324 CENTENNIAL CT, PLAINWELL, MI 49080-1181
Document Number	004417/102
Book / Page	4417 / 102
Map Reference	LB 15 PG 40
Instrument Date	Dec 20, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	CHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,548.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1324 CENTENNIAL CT, 1324, PORTAGE, MI 49024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 10TH ST, PLAINWELL, MI 49080-9746

Mortgage

Document Number	0004417105
Date	Dec 30, 2019
Instrument	4417/105

Lender

Name	FIFTH THIRD BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

February 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Feb 1, 2007
Property Address	1324 CENTENNIAL CT, PLAINWELL, MI 49080-1181
Document Number	003085/331
Book / Page	3085 / 331
Map Reference	LB15 PG40
Instrument Date	Jan 25, 2007
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,152.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	931 ROLLING MEADOWS DR, LOGANVILLE, GA 30052-5487

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1324 CENTENNIAL CT, PLAINWELL, MI 49080-1181

Mortgage

Document Number	0003085332
Date	Feb 1, 2007
Instrument	3085/332

Lender

Name	OPTION ONE MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	9.25%
Adjustable	Adjustable Rate Rider
Change Frequency	6 Months
Min Rate At Change	6%
Max Rate At Change	12.2%
Index	6-Month LIBOR
Margin	6
Max Rate	15.2%

Tax Assessment & Valuation

Source: Allegan County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Otsego Township
Unified School District	Otsego Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$110,600 (+20.61%) Land $20,300 Building $90,300	$221,200 (+20.61%) Land $40,600 Building $180,600
2025	$3,034.00 (+21.46%)
2023		$91,700 Land $12,200 Building $79,500	$183,400 Land $24,400 Building $159,000
2022	$2,498.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Surf Internet Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Centennial Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures