134 Vail Loop, Alto, NM 88312 Property Records

Lincoln County property record for 134 Vail Loop, Alto, NM 88312

Property Summary

Property Type	Single Family Home
Details	3,117 sqft · built 2006
Lot Size	0.478 acres (20,802 sqft)
Owner	2 Individual Names on Record
Tax Bill	$4,785 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`4-071-059-140-015`

Property Details

APN / Parcel Number

Primary APN	`4-071-059-140-015`
Alternative APN	`287600`

Interior

Stories	2 Stories
Building Area	3,117 sqft Living Area
1st Floor Area	2,375 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Lot Area	20,802 sqft (0.478 acres)

Location & Zoning

Account Number	287600
Street Address	134 VAIL LOOP
City	ALTO
State	NM
Zip	88312-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LITTLE CREEK ESTATES SD. LOT 49
Legal Subdivision	LITTLE CREEK ESTATES SD
Legal Lot Number	49
Jurisdiction	LINCOLN NM
Township / Civil Division	RUIDOSO
Census Block Group	2
Census Block	2003
Census Tract	960402

Owner

Source: Lincoln County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3108 59TH ST, LUBBOCK, TX 79413-5514
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BANK
Dec 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST AMERICAN BANK
Jan 9, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST AMERICAN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2022
Deed Sale	Jul 5, 2022
Prior Sale	Jan 9, 2018 · Amount on Record
Deed Document Number	20224172
Deed Book / Page	2022 / 4172
Prior Transfer Date	Mar 4, 2015
Prior Transfer Doc	2015/01321
Record Updated	Sep 20, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NM
Property Address	134 VAIL LOOP, ALTO, NM 88312-9516
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 36, TATUM, NM 88267-0036

Mortgage

Document Number	02020/7187
Date	Dec 11, 2020
Book Page	2020/7187
Instrument	202007187

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	ARGUSVILLE, ND 58005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINCOLN NM
Property Address	134 VAIL LOOP, ALTO, NM 88312-9516
Transaction Type	Mortgage
Record Updated	Dec 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 38, TATUM, NM 88267-0038

Mortgage

Document Number	02020/7679
Date	Dec 31, 2020
Book Page	2020/7679
Instrument	202007679

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	LAS CRUCES, NM 88005

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2036

January 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NM
Recording Date	Jan 9, 2018
Property Address	134 VAIL LOOP, ALTO, NM 88312-9516
Document Number	2018/00126
Book / Page	2018 / 00126
Map Reference	TUBE 258
Instrument Date	Jan 5, 2018
Instrument	201800126
Transaction Type	Transfer
Record Updated	Dec 19, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4785 SOL DE ALMA, EL PASO, TX 79922-1731

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 38, TATUM, NM 88267-0038

Mortgage

Document Number	0201800127
Date	Jan 9, 2018
Instrument	201800127

Lender

Name	FIRST AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2048

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of November 17, 2025

Property Jurisdictions

Type	Name
State	New Mexico
County	Lincoln County
Unified School District	Capitan Municipal Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$263,736 (-) Land $8,000 Building $255,736	$791,208 (-) Land $24,000 Building $767,208
2025	$4,785.00 (+13.52%)	$263,736 (-) Land $8,000 Building $255,736	$791,208 (-) Land $24,000 Building $767,208
2023	$4,215.00	$263,736 Land $8,000 Building $255,736	$791,208 Land $24,000 Building $767,208

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 7, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 98.8% of the US · above 98.9% of New Mexico
Wildfire Likelihood	3% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN VALLEY WATER AND SANITATION DISTRICT serves 443 people · EPA ID NM3533814
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	36 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30
Straight Shot Wireless Fixed Wireless	60 / 24
Choice Broadband Fixed Wireless	25 / 5
Windstream DSL	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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