112 Vail Loop, Alto, NM 88312 Property Records

Lincoln County property record for 112 Vail Loop, Alto, NM 88312

Property Summary

Property Type	Single Family Home
Details	built 1981
Owner	Individual Name on Record
Tax Bill	$2,944 (2025)
Deeds & Mortgages	Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4-071-059-255-031`

Property Details

APN / Parcel Number

Primary APN	`4-071-059-255-031`
Alternative APN	`286935`

Exterior

Year Built	Built 1981

Location & Zoning

Account Number	286935
Street Address	112 VAIL LOOP
City	ALTO
State	NM
Zip	88312-9516
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LITTLE CREEK ESTATES SD. LOT 60
Legal Subdivision	LITTLE CREEK ESTATES SD
Legal Lot Number	60
Jurisdiction	LINCOLN NM
Township / Civil Division	RUIDOSO
Census Block Group	2
Census Block	2003
Census Tract	960402

Owner

Source: Lincoln County records, as of November 14, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	904 FOUNTAIN DR, CARLSBAD, NM 88220-3086
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2021
Deed Sale	Jul 21, 2021
Prior Sale	Feb 8, 2007
Deed Document Number	202105322
Deed Book / Page	2021 / 5322
Record Updated	Jun 8, 2026

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINCOLN NM
Recording Date	Jul 21, 2021
Property Address	112 VAIL LOOP, ALTO, NM 88312-9516
Document Number	02021/5322
Book / Page	2021 / 5322
Map Reference	TUBE 258
Instrument Date	Jul 16, 2021
Instrument	202105322
Transaction Type	Transfer
Record Updated	Mar 27, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3200 MOUNTAIN WALK DR, EL PASO, TX 79904-3501

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	904 FOUNTAIN DR, CARLSBAD, NM 88220-3086

Mortgage

Document Number	0202105323
Date	Jul 21, 2021
Instrument	202105323

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: Lincoln County assessment roll, as of November 1, 2025

Property Jurisdictions

Type	Name
State	New Mexico
County	Lincoln County
Unified School District	Capitan Municipal Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill
2025	$2,944.00 (+12.97%)
2023	$2,606.00

Flood

Source: FEMA National Flood Hazard Layer, effective March 7, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 99% of the US · above 99.1% of New Mexico
Wildfire Likelihood	3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SUN VALLEY WATER AND SANITATION DISTRICT serves 443 people · EPA ID NM3533814
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	36 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
TDS Telecom Cable	1,000 / 20
Starlink Satellite	280 / 30
Straight Shot Wireless Fixed Wireless	60 / 24
Choice Broadband Fixed Wireless	25 / 5
Windstream DSL	25 / 3

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on Vail Loop

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures