Lincoln County property record for 108 Vail Loop, Alto, NM 88312
| Property Type | Single Family Home |
|---|---|
| Details | 1,632 sqft · built 1983 |
| Lot Size | 0.514 acres (22,382 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $1,716 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4-071-059-255-054 |
| Primary APN | 4-071-059-255-054 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,632 sqft Living Area |
| 1st Floor Area | 1,056 sqft |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1983 |
| Lot Area | 22,382 sqft (0.514 acres) |
| Account Number | 302172 |
|---|---|
| Street Address | 108 VAIL LOOP |
| City | ALTO |
| State | NM |
| Zip | 88312-9516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LITTLE CREEK ESTATES SD. LOT 62 |
| Legal Subdivision | LITTLE CREEK ESTATES SD |
| Legal Lot Number | 62 |
| Jurisdiction | LINCOLN NM |
| Township / Civil Division | RUIDOSO |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 960402 |
108 Vail Loop is owned and occupied by two individuals who acquired it in November 2022.
Source: Lincoln County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 108 VAIL LOOP, ALTO, NM 88312-9516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2022 |
| Deed Sale | Nov 10, 2022 |
| Prior Sale | Sep 15, 2022 · Amount on File |
| Deed Document Number | 20227024 |
| Deed Book / Page | 2022 / 7024 |
| Prior Transfer Date | Sep 10, 2022 |
| Prior Transfer Doc | 02022/5685 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LINCOLN NM |
| Recording Date | Sep 15, 2022 |
| Property Address | 108 VAIL LOOP, ALTO, NM 88312-9516 |
| Document Number | 02022/5685 |
| Book / Page | 2022 / 5685 |
| Map Reference | CAB H SL 125 |
| Instrument Date | Sep 10, 2022 |
| Instrument | 202205685 |
| Transaction Type | Transfer |
| Record Updated | Dec 19, 2023 |
| Title Company | REPUBLIC NATIONAL TITLE INSURANCE COMPANY, OLD REPUBLIC NATL TTL INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 108 VAIL LOOP, ALTO, NM 88312-9516 |
| Document Number | 0202205686 |
|---|---|
| Date | Sep 15, 2022 |
| Instrument | 202205686 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Oct 1, 2042 |
The 2025 property tax bill for 108 Vail Loop was $1,716.
Source: Lincoln County assessment roll, as of November 17, 2025
| Type | Name |
|---|---|
| State | New Mexico |
| County | Lincoln County |
| Unified School District | Capitan Municipal Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $94,616 (-) Land $5,324 Building $89,292 | $283,848 (-) Land $15,972 Building $267,876 | |
| 2025 | $1,716.00 | $94,616 Land $5,324 Building $89,292 | $283,848 Land $15,972 Building $267,876 |
| 2023 | $1,425.00 | $89,184 Land $5,018 Building $84,166 | $267,552 Land $15,054 Building $252,498 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 108 Vail Loop in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 7, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 108 Vail Loop is extreme, ranking above 99% of the US, with a 3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Extreme above 99% of the US · above 99.1% of New Mexico |
|---|---|
| Wildfire Likelihood | 3% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SUN VALLEY WATER AND SANITATION DISTRICT serves 443 people · EPA ID NM3533814 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | 36 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 90 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TDS Telecom Cable | 1,000 / 20 |
| Starlink Satellite | 280 / 30 |
| Straight Shot Wireless Fixed Wireless | 60 / 24 |
| Choice Broadband Fixed Wireless | 25 / 5 |
| Windstream DSL | 25 / 3 |
5G and 4G LTE (outdoors only)
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