134 Prospect Blvd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 134 Prospect Blvd, Waterloo, IA 50701

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 2,088 sqft · built 1929
Lot Size0.133 acres (5,800 sqft)
Owner2 Individual Names on Record
Tax Bill$4,526 (2025)
Deeds & MortgagesOct 2018 Mortgage
Flood ZoneZone X (minimal risk)
APN8913-34-232-011

Property Details

APN / Parcel Number

Primary APN8913-34-232-011

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,088 sqft Living Area
1st Floor Area934 sqft
Basement Area1,154 sqft
FlooringCarpet
Interior WallsPlaster
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1929
Effective Year BuiltEffective 1929
Exterior MaterialAluminum Siding
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,800 sqft (0.133 acres)
Lot Dimensions145 ft deep x 40 ft wide
Garage TypeAttached
Garage Area360 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address134 PROSPECT BLVD
CityWATERLOO
StateIA
Zip50701-3908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPROSPECT PLACE LOT 107
Legal Range13W
Legal Township89N
Legal Section34
Legal SubdivisionPROSPECT PLACE
Legal Lot Number107
JurisdictionBLACK HAWK IA
Township / Civil DivisionWATERLOO
Census Block Group4
Census Block4006
Census Tract1400

Owner

Source: Black Hawk County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address134 PROSPECT BLVD, WATERLOO, IA 50701-3908
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

October 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBLACK HAWK IA
Property Address134 PROSPECT BLVD, WATERLOO, IA 50701-3908
Transaction TypeMortgage
Record UpdatedNov 15, 2018

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201900006630
DateOct 23, 2018
Instrument201900006630
Lender
NameVERIDIAN CREDIT UNION
TypeCredit Union
Agreement
AmountAmount Recorded
Term291 Months
DueJan 1, 2043

Tax Assessment & Valuation

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

TypeName
StateIowa
CountyBlack Hawk County
MunicipalityWaterloo City
Unified School DistrictWaterloo Community School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,526.00 (+23.32%) Homeowner's exemption$247,290 (+28.05%) Land $16,160 Building $231,130$247,290 (+28.05%) Land $16,160 Building $231,130
2024$3,670.00 (+2.74%)
2023$193,120 (+12.59%) Land $16,160 Building $176,960$193,120 (+12.59%) Land $16,160 Building $176,960
2022$3,572.00 Homeowner's exemption$171,530 Land $16,160 Building $155,370
2021$171,530 Land $16,160 Building $155,370

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERLOO WATER WORKS
serves 69,504 people · EPA ID IA0790074
Water SourceGroundwater
Last State InspectionNov 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Waterloo Fiber
Fiber
10,000 / 10,000
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
AT&T
Fixed Wireless
100 / 20

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

Nearby Properties on Prospect Blvd

Nearby Streets

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