130 Prospect Blvd, Waterloo, IA 50701 Property Records

Black Hawk County property record for 130 Prospect Blvd, Waterloo, IA 50701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,486 sqft · built 1930
Lot Size	0.136 acres (5,940 sqft)
Owner	2 Individual Names on File
Last Sale	$118,000 (Jul 2017)
Tax Bill	$3,704 (2025)
Deeds & Mortgages	Sep 2022 Transfer Jul 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8913-34-232-016`

Property Details

APN / Parcel Number

Primary APN	`8913-34-232-016`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,486 sqft Living Area
1st Floor Area	624 sqft
Basement Area	666 sqft
Unfinished Basement	666 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1930
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	5,940 sqft (0.136 acres)
Lot Dimensions	99 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	492 sqft
Parking Spaces	2 Parking Spaces
Patio Area	189 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	130 PROSPECT BLVD
City	WATERLOO
State	IA
Zip	50701-3908
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PROSPECT PLACE LOT 106 AND S 20 FT LOT 102 AND S 20 FT LOT 105
Legal Range	13W
Legal Township	89N
Legal Section	34
Legal Subdivision	PROSPECT PLACE
Legal Lot Number	102
Jurisdiction	BLACK HAWK IA
Township / Civil Division	WATERLOO
Census Block Group	4
Census Block	4006
Census Tract	1400

Owner

130 Prospect Blvd is owned and occupied by two individuals who acquired it in August 2022.

Source: Black Hawk County records, as of September 1, 2026

Owner of Record	2 Individual Names on File
Mailing Address	130 PROSPECT BLVD, WATERLOO, IA 50701-3908
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2022	Quit Claim Deed, Transfer Quitclaim
Jul 19, 2017	Warranty Deed, Transfer · Conventional Mortgage UNIVERSITY OF IOWA COMMUNITY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 19, 2017 · Amount on File
Deed Sale	Jul 19, 2017 · Amount on File
Deed Document Number	20172018-00001004
Last Transfer Date	Aug 30, 2022
Transfer Doc	0000003868
Record Updated	Oct 29, 2026

September 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Sep 2, 2022
Property Address	130 PROSPECT BLVD, WATERLOO, IA 50701-3908
Document Number	202300003868
Instrument Date	Aug 30, 2022
Instrument	202300003868
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	130 PROSPECT BLVD, WATERLOO, IA 50701-3908

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLACK HAWK IA
Recording Date	Jul 19, 2017
Property Address	130 PROSPECT BLVD, WATERLOO, IA 50701-3908
Document Number	201800001004
Instrument Date	Jul 7, 2017
Instrument	2018-00001004
Transaction Type	Transfer
Record Updated	Nov 22, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$188.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	130 PROSPECT BLVD, WATERLOO, IA 50701-3908
Investor	Possibly a Property Investor

Mortgage

Document Number	201800001006
Date	Jul 19, 2017
Instrument	2018-00001006

Lender

Name	UNIVERSITY OF IOWA COMMUNITY CU
Type	Credit Union
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 130 Prospect Blvd was $3,704 with a homeowner's exemption, up 20.1% from the year before.

Source: Black Hawk County assessment roll, as of October 17, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Black Hawk County
Municipality	Waterloo City
Unified School District	Waterloo Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,704.00 (+20.1%) Homeowner's exemption	$192,430 Land $21,120 Building $171,310	$192,430 Land $21,120 Building $171,310
2024	$3,084.00
2023		$152,410 (+7.7%) Land $21,120 Building $131,290	$152,410 Land $21,120 Building $131,290
2022	$2,912.00 Homeowner's exemption	$141,510 Land $21,120 Building $120,390
2021			$141,510 Land $21,120 Building $120,390

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 130 Prospect Blvd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 130 Prospect Blvd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Waterloo Fiber Fiber	10,000 / 10,000
Metronet Fiber	5,120 / 5,120
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Nextlink, T-Mobile, Verizon.

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