Black Hawk County property record for 115 Prospect Blvd, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,537 sqft · built 1926 |
| Lot Size | 0.158 acres (6,900 sqft) |
| Owner | Individual Name on File |
| Last Sale | $169,000 (Feb 2020) |
| Tax Bill | $4,522 (2025) |
| Deeds & Mortgages | Oct 2018 Mortgage Feb 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-34-233-031 |
| Primary APN | 8913-34-233-031 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,537 sqft Living Area |
| 1st Floor Area | 694 sqft |
| Basement Area | 803 sqft |
| Finished Basement | 48 sqft |
| Unfinished Basement | 803 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1926 |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 6,900 sqft (0.158 acres) |
| Lot Dimensions | 115 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 324 sqft |
| Parking Spaces | 1 Parking Space |
| Patio Area | 384 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 115 PROSPECT BLVD |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-3907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROSPECT PLACE ALL LOT 84 EXC COM AT NW COR LOT 84 ELY TO NE COR S ALONG W LINE ALLEY 8.4 FT TH WLY TO BEG PART LOT 85 COM AT |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 34 |
| Legal Subdivision | PROSPECT PLACE |
| Legal Lot Number | 84,85 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 1400 |
115 Prospect Blvd is owned and occupied by an individual who bought it in February 2020.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 115 PROSPECT BLVD, WATERLOO, IA 50701-3907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 16, 2018 | Deed of Trust, Mortgage US BANK NA |
| Feb 19, 2020 | Warranty Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2020 · Amount on File |
| Deed Sale | Feb 19, 2020 · Amount on File |
| Prior Sale | Apr 17, 2015 · Amount on File |
| Deed Document Number | 202014398 |
| Prior Transfer Date | Nov 30, 2007 |
| Prior Transfer Doc | 2008011307 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 115 PROSPECT BLVD, WATERLOO, IA 50701-3907 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 201900006245 |
|---|---|
| Date | Oct 16, 2018 |
| Instrument | 201900006245 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Amount | Amount on Record |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Recording Date | Feb 19, 2020 |
| Property Address | 115 PROSPECT BLVD, WATERLOO, IA 50701-3907 |
| Document Number | 202000014398 |
| Instrument Date | Feb 13, 2020 |
| Instrument | 202000014398 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2022 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 115 PROSPECT BLVD, WATERLOO, IA 50701-3907 |
The 2025 property tax bill for 115 Prospect Blvd was $4,522, up 19.1% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Waterloo Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,522.00 (+19.13%) | $221,540 Land $22,560 Building $198,980 | $221,540 Land $22,560 Building $198,980 |
| 2024 | $3,796.00 | ||
| 2023 | $175,010 (+12.72%) Land $22,560 Building $152,450 | $175,010 Land $22,560 Building $152,450 | |
| 2022 | $3,410.00 | $155,260 Land $22,560 Building $132,700 | |
| 2021 | $155,260 Land $22,560 Building $132,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 115 Prospect Blvd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 115 Prospect Blvd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Waterloo Fiber Fiber | 10,000 / 10,000 |
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: GigFire, Nextlink, T-Mobile, Verizon.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures