Carteret County property record for 134 Ocean Bluff Dr, Atlantic Beach, NC 28512
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,356 sqft · built 2019 |
| Lot Size | 0.23 acres (10,019 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,800,000 (Nov 2022) |
| Tax Bill | $4,226 (2025) |
| Deeds & Mortgages | Nov 2022 Sale & Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6334.10.37.3330000 |
| Primary APN | 6334.10.37.3330000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,356 sqft Heated Area |
| Gross Area | 1,832 sqft |
| 1st Floor Area | 99 sqft |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,019 sqft (0.23 acres) |
| Lot Dimensions | 175 ft deep x 57 ft wide |
| Pool Area | 253 sqft |
| Porch | Slab |
| Utility Building | 12 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 57436 |
|---|---|
| Street Address | 134 OCEAN BLUFF DR |
| City | ATLANTIC BEACH |
| State | NC |
| Zip | 28512-0050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L10 OCEAN BLUFF - INDIAN BEACH FORMER TR 5 ROOSEVELT ESTATE |
| Legal Subdivision | OCEAN BLUFF |
| Legal Tract | 5 |
| Legal Block | 37 |
| Legal Lot Number | 10 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 971003 |
134 Ocean Bluff Dr is owned by two individuals who bought it in November 2022.
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 5117 SWISSWOOD DR, RALEIGH, NC 27613-7032 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 10, 2022 | Warranty Deed, Transfer · Conventional Mortgage NEXBANK SSB |
| Oct 5, 2021 | Deed of Trust, Mortgage · VA Mortgage NAVY FCU |
| Oct 5, 2018 | Deed of Trust, Mortgage · ARM BRANCH BANKING AND TRUST CO |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 10, 2022 · Amount on File |
| Deed Sale | Nov 10, 2022 · Amount on File |
| Prior Sale | Nov 9, 2015 · Amount on File |
| Deed Document Number | 20221784356 |
| Deed Book / Page | 1784 / 356 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Nov 10, 2022 |
| Property Address | 134 OCEAN BLUFF DR, INDIAN BEACH, NC 28512-0050 |
| Document Number | 0017840356 |
| Book / Page | 1784 / 356 |
| Map Reference | MB 33 PG 165 |
| Instrument Date | Oct 28, 2022 |
| Instrument | 1784356 |
| Transaction Type | Transfer |
| Record Updated | Nov 17, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,600.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1213 CARRAWAY CV, 1213, OCEAN SPRINGS, MS 39564-4586 |
| Name | Verified Name |
|---|---|
| Address | 5117 SWISSWOOD DR, RALEIGH, NC 27613-7032 |
| Document Number | 0001784357 |
|---|---|
| Date | Nov 10, 2022 |
| Instrument | 1784-357 |
| Name | NEXBANK SSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.62% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jun 1, 2023 |
| Change Frequency | 6 Months |
| Min Rate At Change | 4.62% |
| Max Rate At Change | 8.62% |
| Index | 1-Year LIBOR |
| Max Rate | 11.6% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 134 OCEAN BLUFF DR, INDIAN BEACH, NC 28512-0050 |
| Transaction Type | Mortgage |
| Record Updated | Oct 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017410153 |
|---|---|
| Date | Oct 5, 2021 |
| Book Page | 1741/153 |
| Instrument | 1741153 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 134 OCEAN BLUFF DR, INDIAN BEACH, NC 28512-0050 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0016200329 |
|---|---|
| Date | Oct 5, 2018 |
| Book Page | 1620/329 |
| Instrument | 1620329 |
| Name | BRANCH BANKING AND TRUST CO |
|---|---|
| Type | Bank |
| Address | WILSON, NC 27893 |
| Type | ARM |
|---|---|
| Amount | Amount on Record |
| Term | 359 Months |
| Due | Sep 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4% |
| Type Change Date | Sep 1, 2028 |
| Change Frequency | Annually |
| Min Rate At Change | 2.25% |
| Max Rate At Change | 9.37% |
| Index | 1-Year LIBOR |
| Max Rate | 9.37% |
The 2025 property tax bill for 134 Ocean Bluff Dr was $4,226.
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Indian Beach Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,834,883 (-) Land $698,105 Building $1,136,778 | $1,834,883 (-) Land $698,105 Building $1,136,778 | |
| 2025 | $4,226.00 | $1,834,883 Land $698,105 Building $1,136,778 | $1,834,883 Land $698,105 Building $1,136,778 |
| 2023 | $814,880 Land $325,000 Building $489,880 | $814,880 Land $325,000 Building $489,880 | |
| 2022 | $2,616.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 134 Ocean Bluff Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 150 individual policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 842 units insured incl. 692 condo units |
| Nearby Flood Claims | 39 (1996–2023) |
| Claims Outside the SFHA | 9 of 39 |
| Most Recent Claim | Sep 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 134 Ocean Bluff Dr has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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