Carteret County property record for 117 Ocean Bluff Dr, Atlantic Beach, NC 28512
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 5.5 ba · 4,467 sqft · built 2017 |
| Lot Size | 0.39 acres (16,988 sqft) |
| Owner | Company Name on Record |
| Last Sale | $2,600,000 (Mar 2025) |
| Tax Bill | $6,895 (2025) |
| Deeds & Mortgages | May 2019 Mortgage Jul 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6334.10.37.6123000 |
| Primary APN | 6334.10.37.6123000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 5.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 3 Stories |
| Building Area | 4,467 sqft Heated Area |
| Gross Area | 2,440 sqft |
| 1st Floor Area | 225 sqft |
| Utility Area | 25 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 2017 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Cathedral/Clerestory |
| Roof Material | Metal |
| Lot Area | 16,988 sqft (0.39 acres) |
| Lot Dimensions | 230 ft deep x 74 ft wide |
| View / Lot | Waterfront / Beach |
| Pool Area | 448 sqft |
| Deck Area | 264 sqft |
| Utility Building | 10 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 78080 |
|---|---|
| Street Address | 117 OCEAN BLUFF DR |
| City | ATLANTIC BEACH |
| State | NC |
| Zip | 28512-0050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L05 & PART L06 OCEAN BLUFF - INDIAN BEACH |
| Legal Subdivision | ROOSEVELT ESTATE |
| Legal Tract | 5 |
| Legal Block | 37 |
| Legal Lot Number | 5 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 971003 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 261 BAYVIEW DR NE, SAINT PETERSBURG, FL 33704-2428 |
| Owner Type | Company |
| Vesting | Limited Liability Partnership |
| Date | Document |
|---|---|
| May 1, 2019 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jul 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jul 23, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Apr 26, 2017 | Deed of Trust, Mortgage · Construction Mortgage SELECT BANK & TRUST CO |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 7, 2025 · Amount on Record |
| Deed Sale | Mar 7, 2025 · Amount on Record |
| Prior Sale | Sep 19, 2016 · Amount on Record |
| Deed Document Number | 20251849446 |
| Deed Book / Page | 1849 / 446 |
| Prior Transfer Date | Aug 23, 2021 |
| Prior Transfer Doc | 0001736100 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 117 OCEAN BLUFF DR, INDIAN BEACH, NC 28512-0050 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0016360370 |
|---|---|
| Date | May 1, 2019 |
| Book Page | 1636/370 |
| Instrument | 1636370 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 117 OCEAN BLUFF DR, INDIAN BEACH, NC 28512-0050 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0016130478 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 1613/478 |
| Instrument | 1613478 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Government Agency |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 117 OCEAN BLUFF DR, INDIAN BEACH, NC 28512-0050 |
| Transaction Type | Mortgage |
| Record Updated | Aug 4, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0017310365 |
|---|---|
| Date | Jul 23, 2021 |
| Book Page | 1731/365 |
| Instrument | 1731365 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 117 OCEAN BLUFF DR, INDIAN BEACH, NC 28512-0050 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0015740084 |
|---|---|
| Date | Apr 26, 2017 |
| Book Page | 1574/084 |
| Instrument | 1574084 |
| Name | SELECT BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | DUNN, NC 28334 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Indian Beach Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,021,037 (-) Land $1,483,057 Building $1,537,980 | $3,021,037 (-) Land $1,483,057 Building $1,537,980 | |
| 2025 | $6,895.00 (+53.97%) | $3,021,037 (+123.33%) Land $1,483,057 Building $1,537,980 | $3,021,037 (+123.33%) Land $1,483,057 Building $1,537,980 |
| 2023 | $1,352,719 Land $605,000 Building $747,719 | $1,352,719 Land $605,000 Building $747,719 | |
| 2022 | $4,478.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 150 individual policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 842 units insured incl. 692 condo units |
| Nearby Flood Claims | 39 (1996–2023) |
| Claims Outside the SFHA | 9 of 39 |
| Most Recent Claim | Sep 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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