Carteret County property record for 131 Ocean Bluff Dr, Atlantic Beach, NC 28512
| Property Type | Single Family Home |
|---|---|
| Details | 7 bd · 9 ba · 5,935 sqft · built 2018 |
| Lot Size | 0.386 acres (16,814 sqft) |
| Owner | Company Name on Record |
| Last Sale | $3,430,000 (Aug 2023) |
| Tax Bill | $8,343 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Line of Credit Apr 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 6334.10.37.4038000 |
| Primary APN | 6334.10.37.4038000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 7 Beds |
|---|---|
| Full Baths | 9 Baths |
| Stories | 3 Stories |
| Building Area | 5,935 sqft Heated Area |
| Gross Area | 2,606 sqft |
| 1st Floor Area | 92 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Exterior Material | Fiber Cement Siding |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 16,814 sqft (0.386 acres) |
| Lot Dimensions | 271 ft deep x 62 ft wide |
| View / Lot | Waterfront / Beach |
| Pool Area | 384 sqft |
| Utility Building | 10 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 20932 |
|---|---|
| Street Address | 131 OCEAN BLUFF DR |
| City | ATLANTIC BEACH |
| State | NC |
| Zip | 28512-0050 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L08 OCEAN BLUFF - INDIAN BEACH FORMER TR 5 ROOSEVELT ESTATE |
| Legal Subdivision | ROOSEVELT ESTATE |
| Legal Tract | 5 |
| Legal Block | 37 |
| Legal Lot Number | 8 |
| Jurisdiction | CARTERET NC |
| Township / Civil Division | MOREHEAD |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 971003 |
Source: Carteret County records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 571 BAILEY RD, KEYSVILLE, VA 23947-2704 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Aug 4, 2023 | Warranty Deed, Transfer · Line of Credit THE FIRST BANK & TRUST CO |
| Apr 14, 2022 | Warranty Deed, Transfer |
| Aug 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BANK NA |
| Nov 25, 2019 | Deed of Trust, Mortgage BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2023 · Amount on Record |
| Deed Sale | Aug 4, 2023 · Amount on Record |
| Prior Sale | Apr 14, 2022 · Amount on Record |
| Deed Document Number | 20231805456 |
| Deed Book / Page | 1805 / 456 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Aug 4, 2023 |
| Property Address | 131 OCEAN BLUFF DR, INDIAN BEACH, NC 28512-0050 |
| Document Number | 0018050456 |
| Book / Page | 1805 / 456 |
| Map Reference | MB 33 PG 165 |
| Instrument Date | Jul 19, 2023 |
| Instrument | 1805456 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,860.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 530 SENSATION WEIGH, BEAUFORT, NC 28516-7672 |
| Name | Verified Name |
|---|---|
| Address | 571 BAILEY RD, KEYSVILLE, VA 23947-2704 |
| Document Number | 0018050458 |
|---|---|
| Date | Aug 4, 2023 |
| Book Page | 1805/458 |
| Instrument | 1805458 |
| Name | THE FIRST BANK & TRUST CO |
|---|---|
| Type | Bank |
| Address | ABINGDON, VA 24212 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CARTERET NC |
| Recording Date | Apr 14, 2022 |
| Property Address | 131 OCEAN BLUFF DR, INDIAN BEACH, NC 28512-0050 |
| Document Number | 0017640083 |
| Book / Page | 1764 / 83 |
| Map Reference | MB 33 PG 165 |
| Instrument Date | Apr 14, 2022 |
| Instrument | 1764083 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $6,250.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 5500 WYNNEFORD WAY, 5500, RALEIGH, NC 27614-8342 |
| Name | Verified Name |
|---|---|
| Address | 530 SENSATION WEIGH, BEAUFORT, NC 28516-7672 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 131 OCEAN BLUFF DR, INDIAN BEACH, NC 28512-0050 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0015860106 |
|---|---|
| Date | Aug 31, 2017 |
| Book Page | 1586/106 |
| Instrument | 1586106 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARTERET NC |
| Property Address | 131 OCEAN BLUFF DR, INDIAN BEACH, NC 28512-0050 |
| Document Number | 0016560306 |
| Instrument Date | Nov 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2019 |
| Title Company | MORTGAGE CONNECT LP |
| Name | Verified Name |
|---|---|
| Address | 131 OCEAN BLUFF DR INDIAN BEACH NC 28512, INDIAN BEACH, NC 28512 |
| Document Number | 0016560306 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 001656/000306 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | 101 S TRYON ST, CHARLOTTE, NC 28280-0002 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 2, 2049 |
Source: Carteret County assessment roll, as of November 24, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Carteret County |
| Municipality | Indian Beach Town |
| Unified School District | Carteret County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,664,772 (-) Land $1,481,532 Building $2,183,240 | $3,664,772 (-) Land $1,481,532 Building $2,183,240 | |
| 2025 | $8,343.00 (+81.25%) | $3,664,772 (+163.55%) Land $1,481,532 Building $2,183,240 | $3,664,772 (+163.55%) Land $1,481,532 Building $2,183,240 |
| 2023 | $1,390,556 (-) Land $605,000 Building $785,556 | $1,390,556 (-) Land $605,000 Building $785,556 | |
| 2022 | $4,603.00 | $1,390,556 Land $605,000 Building $785,556 | $1,390,556 Land $605,000 Building $785,556 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 150 individual policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 842 units insured incl. 692 condo units |
| Nearby Flood Claims | 39 (1996–2023) |
| Claims Outside the SFHA | 9 of 39 |
| Most Recent Claim | Sep 2023 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BOGUE BANKS WATER CORPORATION private · serves 4,995 people · EPA ID NC0416028 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2020 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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