134 McVay Dr, Cochran, GA 31014 Property Records

Bleckley County property record for 134 McVay Dr, Cochran, GA 31014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,212 sqft · built 1972
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$142,900 (Sep 2022)
Tax Bill	$1,791 (2025)
Deeds & Mortgages	Nov 2018 Mortgage Feb 2025 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C16 084 CRN`

Property Details

APN / Parcel Number

Primary APN	`C16 084 CRN`
Alternative APNs	`A21 016` `3681`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,212 sqft Heated Area
1st Floor Area	1,212 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1982
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	12,197 sqft (0.28 acres)
Garage Type	Mixed
Garage Area	1,170 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	20 sqft
Storage Building	140 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	3681
Street Address	134 MCVAY DR
City	COCHRAN
State	GA
Zip	31014-6608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	LOT 19&P18 0.28 AC MCVAY HGHT S/D PB E150/85
Legal Subdivision	MCVAY HEIGHTS
Legal Lot Number	19P18
Jurisdiction	BLECKLEY GA
Township / Civil Division	COCHRAN
Census Block Group	3
Census Block	3031
Census Tract	790301

Owner

134 McVay Dr is owned and occupied by an individual who bought it in September 2022.

Source: Bleckley County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	134 MCVAY DR, COCHRAN, GA 31014-6608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2018	Deed of Trust, Mortgage STATE BANK OF COCHRAN
Feb 27, 2025	Deed of Trust, Mortgage · USDA Mortgage US DEPARTMENT OF AGRICULTURE
Sep 14, 2022	Deed of Trust, Mortgage · Conventional Mortgage PRIMARY RESIDENTIAL MORTGAGE
Sep 14, 2022	Warranty Deed, Transfer
Aug 23, 2022	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 14, 2022 · Amount on File
Deed Sale	Sep 14, 2022 · Amount on File
Prior Sale	Apr 30, 2009 · Amount on File
Deed Document Number	2022410
Deed Book / Page	465 / 698
Prior Transfer Date	Aug 23, 2022
Prior Transfer Doc	000465/248
Record Updated	Oct 29, 2026

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLECKLEY GA
Property Address	134 MCVAY DR, COCHRAN, GA 31014-6608
Transaction Type	Mortgage
Record Updated	May 13, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 MCVAY DR, COCHRAN, GA 31014-6608

Mortgage

Document Number	0000000428/0000000046
Date	Nov 21, 2018
Book Page	0000000428/0000000046

Lender

Name	STATE BANK OF COCHRAN

Agreement

Amount	Amount on Record
Term	36 Months
Due	Jan 1, 2021

February 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLECKLEY GA
Property Address	134 MCVAY DR, COCHRAN, GA 31014-6608
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 MCVAY DR, COCHRAN, GA 31014-6608

Mortgage

Document Number	0000000487/0000000595
Date	Feb 27, 2025
Book Page	0000000487/0000000595

Lender

Name	US DEPARTMENT OF AGRICULTURE

Agreement

Type	USDA Mortgage
Amount	Amount on Record
Term	324 Months
Due	Jan 1, 2052

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLECKLEY GA
Property Address	134 MCVAY DR, COCHRAN, GA 31014-6608
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 MCVAY DR, COCHRAN, GA 31014-6608

Mortgage

Document Number	0000000465/0000000700
Date	Sep 14, 2022
Book Page	0000000465/0000000700

Lender

Name	PRIMARY RESIDENTIAL MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLECKLEY GA
Recording Date	Sep 14, 2022
Property Address	134 MCVAY DR, COCHRAN, GA 31014-6608
Document Number	000465/698
Book / Page	465 / 698
Instrument Date	Sep 14, 2022
Instrument	2022-000410
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	134 MCVAY DR, COCHRAN, GA 31014-6608

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLECKLEY GA
Recording Date	Aug 23, 2022
Property Address	134 MCVAY DR, COCHRAN, GA 31014-6608
Document Number	000465/248
Book / Page	465 / 248
Instrument Date	Aug 23, 2022
Instrument	2022-000369
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	135 HILL MANNING RD, COCHRAN, GA 31014-1103

Tax Assessment & Valuation

The 2025 property tax bill for 134 McVay Dr was $1,791 with a homeowner's exemption.

Source: Bleckley County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Bleckley County
Municipality	Cochran City
Unified School District	Bleckley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,960 (+13.37%) Land $880 Building $55,080	$139,900 (+13.37%) Land $2,200 Building $137,700
2025	$1,791.00 Homeowner's exemption	$49,360 Land $880 Building $48,480	$123,400 Land $2,200 Building $121,200
2023	$1,886.00 (+9.02%) Homeowner's exemption	$47,520 (+11.03%) Land $880 Building $46,640	$118,800 (+11.03%) Land $2,200 Building $116,600
2022	$1,730.00 Homeowner's exemption	$42,800 Land $880 Building $41,920	$107,000 Land $2,200 Building $104,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 134 McVay Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 134 McVay Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COCHRAN serves 8,114 people · EPA ID GA0230000
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000

May also be available: Verizon.

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