132 McVay Dr, Cochran, GA 31014 Property Records

Bleckley County property record for 132 McVay Dr, Cochran, GA 31014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,599 sqft · built 1981
Lot Size	0.38 acres (16,553 sqft)
Owner	2 Individual Names on Record
Last Sale	$165,000 (Apr 2026)
Tax Bill	$2,026 (2025)
Deeds & Mortgages	Apr 2026 Sale Apr 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C16 083 CRN`

Property Details

APN / Parcel Number

Primary APN	`C16 083 CRN`
Alternative APNs	`A21 017` `3486`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,599 sqft Heated Area
1st Floor Area	1,599 sqft
Flooring	Carpet
Interior Walls	Finished/Painted

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1986
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	16,553 sqft (0.38 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft

Exterior Amenities

Porch	Slab
Porch Area	124 sqft
Lean-To	66 sqft
Storage Building	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	3486
Street Address	132 MCVAY DR
City	COCHRAN
State	GA
Zip	31014-6608
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	132 MCVAY DR
Legal Subdivision	MCVAY HEIGHTS
Jurisdiction	BLECKLEY GA
Township / Civil Division	COCHRAN
Census Block Group	3
Census Block	3031
Census Tract	790301

Owner

Source: Bleckley County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	132 MCVAY DR, COCHRAN, GA 31014-6608
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2026	Warranty Deed, Transfer
Apr 7, 2026	Warranty Deed, Transfer · Stand-Alone First Mortgage OCONEE STATE BANK
May 6, 2022	Warranty Deed, Transfer · Conventional Mortgage STOCKTON MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	May 6, 2022 · Amount on Record
Deed Book / Page	498 / 337
Prior Transfer Date	Apr 2, 2026
Prior Transfer Doc	0498000361
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLECKLEY GA
Recording Date	Apr 7, 2026
Property Address	132 MCVAY DR, COCHRAN, GA 31014-6608
Document Number	0498000337
Book / Page	498 / 337
Instrument Date	Apr 2, 2026
Transaction Type	Transfer
Record Updated	Jul 27, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 MCVAY DR, COCHRAN, GA 31014-6608

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLECKLEY GA
Recording Date	Apr 7, 2026
Property Address	132 MCVAY DR, COCHRAN, GA 31014-6608
Document Number	0498000361
Book / Page	498 / 361
Instrument Date	Apr 2, 2026
Transaction Type	Transfer
Record Updated	Jul 27, 2026

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 MCVAY DR, COCHRAN, GA 31014-6608

Mortgage

Document Number	0498000339,
Date	Apr 7, 2026
Book Page	498/339

Lender

Name	OCONEE STATE BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6%
Max Rate	-1%

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLECKLEY GA
Recording Date	May 6, 2022
Property Address	132 MCVAY DR, COCHRAN, GA 31014-6608
Document Number	000462/630
Book / Page	462 / 630
Instrument Date	May 6, 2022
Instrument	2022-000203
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	132 MCVAY DR, COCHRAN, GA 31014-6608

Mortgage

Document Number	0000000462/0000000632
Date	May 6, 2022
Book Page	0000000462/0000000632

Lender

Name	STOCKTON MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

Source: Bleckley County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Bleckley County
Municipality	Cochran City
Unified School District	Bleckley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$64,536 (+15.96%) Land $1,200 Building $63,336	$161,341 (+15.96%) Land $3,000 Building $158,341
2025	$2,026.00 (-8.62%) Homeowner's exemption	$55,656 (+0.03%) Land $1,200 Building $54,456	$139,141 (+0.03%) Land $3,000 Building $136,141
2023	$2,217.00 (+11.86%) Homeowner's exemption	$55,640 (+13.46%) Land $1,200 Building $54,440	$139,101 (+13.46%) Land $3,000 Building $136,101
2022	$1,982.00 Homeowner's exemption	$49,040 Land $1,200 Building $47,840	$122,601 Land $3,000 Building $119,601

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COCHRAN serves 8,114 people · EPA ID GA0230000
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000

May also be available: Verizon.

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