129 McVay Dr, Cochran, GA 31014 Property Records

Bleckley County property record for 129 McVay Dr, Cochran, GA 31014

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,634 sqft · built 1972
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Company Names on File
Tax Bill	$2,119 (2025)
Deeds & Mortgages	Sep 2026 Sale Apr 2026 Sale + 5 more
Flood Zone	Zone X (minimal risk)
APN	`C16 096 CRN`

Property Details

APN / Parcel Number

Primary APN	`C16 096 CRN`
Alternative APNs	`A21 077` `4420`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,634 sqft Heated Area
1st Floor Area	1,634 sqft
Flooring	Carpet
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1979
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Raised
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	23,087 sqft (0.53 acres)
Lot Dimensions	128 ft deep x 180 ft wide
Garage Type	Carport
Garage Area	214 sqft
Carport	Carport
Carport Area	214 sqft

Exterior Amenities

Porch	Porch
Porch Area	168 sqft
Lean-To	72 sqft
Storage Building	90 sqft
Utility Building	98 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	4420
Street Address	129 MCVAY DR
City	COCHRAN
State	GA
Zip	31014-6609
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	129 MCVAY DR 180X128
Legal Subdivision	MCVAY HEIGHTS SUBD #2
Legal Lot Number	8
Jurisdiction	BLECKLEY GA
Township / Civil Division	COCHRAN
Census Block Group	3
Census Block	3032
Census Tract	790301

Owner

129 McVay Dr is owned by a company that acquired it in September 2026.

Source: Bleckley County records, as of October 21, 2026

Owner of Record	2 Company Names on File
Mailing Address	6434 LAWRENCEVILLE HWY, TUCKER, GA 30084-1706
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2026	Warranty Deed, Transfer
Apr 22, 2026	Warranty Deed, Transfer
Jun 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BANK
May 3, 2022	Warranty Deed, Transfer · FHA Mortgage AMERIS BANK
May 3, 2022	Warranty Deed, Transfer
Aug 24, 2020	Warranty Deed, Transfer · FHA Mortgage LOAN DEPOT COM
Jun 21, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2026
Deed Sale	Sep 21, 2026
Prior Sale	Apr 22, 2026
Deed Book / Page	502 / 128
Prior Transfer Date	May 3, 2022
Prior Transfer Doc	000463/514
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLECKLEY GA
Recording Date	Sep 21, 2026
Property Address	129 MCVAY DR, COCHRAN, GA 31014-6609
Document Number	0502000128
Book / Page	502 / 128
Instrument Date	Jun 8, 2026
Transaction Type	Transfer
Record Updated	Oct 19, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6434 LAWRENCEVILLE HWY, TUCKER, GA 30084-1706
Investor	Possibly a Property Investor

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLECKLEY GA
Recording Date	Apr 22, 2026
Property Address	129 MCVAY DR, COCHRAN, GA 31014-6609
Document Number	000498/747
Book / Page	498 / 747
Instrument Date	Mar 3, 2026
Transaction Type	Transfer
Record Updated	Aug 13, 2026

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	321 RESEARCH PKWY, MERIDEN, CT 06450-8301
Investor	Possibly a Property Investor

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BLECKLEY GA
Property Address	129 MCVAY DR, COCHRAN, GA 31014-6609
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 MCVAY DR, COCHRAN, GA 31014-6609

Mortgage

Document Number	0000000432/0000000652
Date	Jun 21, 2019
Book Page	0000000432/0000000652

Lender

Name	CENTERSTATE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2049

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLECKLEY GA
Recording Date	May 3, 2022
Property Address	129 MCVAY DR, COCHRAN, GA 31014-6609
Document Number	000462/717
Book / Page	462 / 717
Instrument Date	May 3, 2022
Instrument	2022-000208
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4893 MEMORIAL DR, STONE MOUNTAIN, GA 30083-4175

Mortgage

Document Number	0000000462/0000000719
Date	May 11, 2022
Book Page	0000000462/0000000719

Lender

Name	AMERIS BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2052

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLECKLEY GA
Recording Date	May 3, 2022
Property Address	129 MCVAY DR, COCHRAN, GA 31014-6609
Document Number	000463/514
Book / Page	463 / 514
Instrument Date	May 3, 2022
Instrument	2022-000262
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 MCVAY DR, COCHRAN, GA 31014-6609

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLECKLEY GA
Recording Date	Aug 24, 2020
Property Address	129 MCVAY DR, COCHRAN, GA 31014-6609
Document Number	000446/340
Book / Page	446 / 340
Instrument Date	Aug 24, 2020
Instrument	2020-000375
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 MCVAY DR, COCHRAN, GA 31014-6609

Mortgage

Document Number	0000446342
Date	Aug 24, 2020
Instrument	446/342

Lender

Name	LOAN DEPOT COM

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2050

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BLECKLEY GA
Recording Date	Jun 21, 2019
Property Address	129 MCVAY DR, COCHRAN, GA 31014-6609
Document Number	000432/650
Book / Page	432 / 650
Instrument Date	Jun 21, 2019
Instrument	2019-000238
Transaction Type	Transfer
Record Updated	Nov 30, 2022

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 MCVAY DR, COCHRAN, GA 31014-6609

Tax Assessment & Valuation

The 2025 property tax bill for 129 McVay Dr was $2,119.

Source: Bleckley County assessment roll, as of February 2, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Bleckley County
Municipality	Cochran City
Unified School District	Bleckley County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$65,276 (+15.09%) Land $1,680 Building $63,596	$163,190 (+15.09%) Land $4,200 Building $158,990
2025	$2,119.00	$56,716 Land $1,680 Building $55,036	$141,790 Land $4,200 Building $137,590
2023	$2,318.00 (+14.02%)	$56,740 (+12.8%) Land $1,680 Building $55,060	$141,850 (+12.8%) Land $4,200 Building $137,650
2022	$2,033.00	$50,300 Land $1,680 Building $48,620	$125,750 Land $4,200 Building $121,550

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 129 McVay Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 129 McVay Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COCHRAN serves 8,114 people · EPA ID GA0230000
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	2 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Fiber · Cable	1,000 / 1,000

May also be available: Verizon.

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