134 Mariners Way, Cambridge, MD 21613 Property Records

Dorchester County property record for 134 Mariners Way, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,680 sqft · built 2023
Lot Size	0.249 acres (10,847 sqft)
Owner	Individual Name on Record
Last Sale	$287,240 (Jun 2023)
Tax Bill	$5,102 (2026)
Deeds & Mortgages	Mar 2024 Mortgage Jun 2023 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`07-220456`

Property Details

APN / Parcel Number

Primary APN	`07-220456`
Alternative APN	`220456`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,680 sqft Total Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,847 sqft (0.249 acres)
Garage Type	Built-in
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	220456
Street Address	134 MARINERS WAY
City	CAMBRIDGE
State	MD
Zip	21613-3060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 20-10,847 SQ FT W/S MARINERS WAY WATERFORD ESTATES
Legal Subdivision	MARINERS WAY WATERFORD ESTATES
Legal Lot Number	20
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	2
Census Block	2007
Census Tract	970500

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	134 MARINERS WAY, CAMBRIDGE, MD 21613-3060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2024	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 12, 2023	Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Feb 16, 2023	Deed, Transfer NVR SETTLEMENT SERVICES INC
Apr 9, 2021	Deed, Transfer PEAK SETTLEMENTS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 12, 2023 · Amount on Record
Deed Sale	Jun 12, 2023 · Amount on Record
Prior Sale	Feb 16, 2023 · Amount on Record
Deed Book / Page	1815 / 317
Record Updated	Oct 29, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	134 MARINERS WAY, CAMBRIDGE, MD 21613-3060
Transaction Type	Mortgage
Record Updated	Mar 22, 2024
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0018620227
Date	Mar 6, 2024
Book Page	1862/227

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

June 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jun 12, 2023
Property Address	134 MARINERS WAY, CAMBRIDGE, MD 21613-3060
Document Number	0018150317
Book / Page	1815 / 317
Map Reference	MB 52 PG 63-81
Instrument Date	May 30, 2023
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	NVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,436.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	134 MARINERS WAY, CAMBRIDGE, MD 21613-3060

Mortgage

Document Number	0001815322
Date	Jun 12, 2023
Instrument	1815-322

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2053

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Feb 16, 2023
Property Address	134 MARINERS WAY, CAMBRIDGE, MD 21613-3060
Document Number	0017960117
Book / Page	1796 / 117
Map Reference	MB 52 PG 63-81
Instrument Date	Feb 8, 2023
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$176.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9720 PATUXENT WOODS DR, COLUMBIA, MD 21046-1526
Investor	Possibly a Property Investor

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Apr 9, 2021
Property Address	134 MARINERS WAY, CAMBRIDGE, MD 21613-3060
Document Number	0016410274
Book / Page	1641 / 274
Map Reference	LB 52 FO 63-72
Instrument Date	Oct 19, 2020
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	PEAK SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,102.00 (+3.8%)	$273,067 (+22.18%)	$295,800 (+13.03%) Land $31,600 Building $264,200
2025	$4,915.00 (+19.01%)
2023	$4,130.00 (+3,285.25%)	$223,500 (+1,931.82%)	$261,700 (+2,279.09%) Land $41,600 Building $220,100
2022	$122.00	$11,000 Land $11,000	$11,000 Land $11,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Bay Country Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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