131 Mariners Way, Cambridge, MD 21613 Property Records

Dorchester County property record for 131 Mariners Way, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,272 sqft · built 2023
Lot Size	0.23 acres (10,004 sqft)
Owner	2 Individual Names on File
Last Sale	$287,500 (Sep 2026)
Tax Bill	$4,424 (2026)
Deeds & Mortgages	Sep 2026 Sale Sep 2026 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`07-221061`

Property Details

APN / Parcel Number

Primary APN	`07-221061`
Alternative APN	`221061`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,272 sqft Total Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,004 sqft (0.23 acres)
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	221061
Street Address	131 MARINERS WAY
City	CAMBRIDGE
State	MD
Zip	21613-3059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 76-10,004 SQFT. E/S MARINERS WAY WATERFORD ESTATES
Legal Subdivision	MARINERS WAY WATERFORD ESTATES
Legal Lot Number	76
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	2
Census Block	2007
Census Tract	970500

Owner

131 Mariners Way is owned and occupied by two individuals who bought it in September 2026.

Source: Dorchester County records, as of October 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	131 MARINERS WAY, CAMBRIDGE, MD 21613-3059
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 25, 2026	Re-recorded Document OLD REPUBLIC TITLE
Sep 25, 2026	Deed, Transfer · FHA Mortgage HOME MORTGAGE CORPORATION
Jul 21, 2023	Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Apr 7, 2023	Deed, Transfer NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES
Apr 9, 2021	Deed, Transfer PEAK SETTLEMENTS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2026 · Amount on File
Deed Sale	Sep 25, 2026 · Amount on File
Prior Sale	Sep 25, 2026 · Amount on File
Deed Document Number	2026
Deed Book / Page	2043 / 296
Record Updated	Oct 29, 2026

September 2026: Re-recorded Document

Document Type	Re-recorded Document
Jurisdiction	DORCHESTER MD
Recording Date	Sep 25, 2026
Property Address	131 MARINERS WAY, CAMBRIDGE, MD 21613-3059
Document Number	2043000296
Book / Page	2043 / 296
Instrument Date	Sep 1, 2026
Record Updated	Oct 6, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Tax	$290,375.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 MARINERS WAY, CAMBRIDGE, MD 21613-3059

September 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Sep 25, 2026
Property Address	131 MARINERS WAY, CAMBRIDGE, MD 21613-3059
Document Number	2043000258
Book / Page	2043 / 258
Instrument Date	Sep 1, 2026
Transaction Type	Transfer
Record Updated	Oct 6, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$290,375.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 MARINERS WAY, CAMBRIDGE, MD 21613-3059

Mortgage

Document Number	2043000266,
Date	Sep 25, 2026
Book Page	2043/266

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

Mortgage

Document Number	2043000286,
Date	Sep 25, 2026
Book Page	2043/286

Lender

Name	HOME MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 1, 2036

Interest

Max Rate	-1%

July 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Jul 21, 2023
Property Address	131 MARINERS WAY, CAMBRIDGE, MD 21613-3059
Document Number	0018230062
Book / Page	1823 / 62
Map Reference	MB 52 PG 63-81
Instrument Date	Jul 6, 2023
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	NVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,302.85
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	131 MARINERS WAY, CAMBRIDGE, MD 21613-3059

Mortgage

Document Number	0001823067
Date	Jul 21, 2023
Instrument	1823-067

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

April 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Apr 7, 2023
Property Address	131 MARINERS WAY, CAMBRIDGE, MD 21613-3059
Document Number	0018040009
Book / Page	1804 / 9
Map Reference	MB 52 PG 63-81
Instrument Date	Mar 28, 2023
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	NVR SETTLEMENT SERVICES INC, NVR SETTLEMENT SERVICES

Transaction

Amount	Amount on Record
Tax	$176.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 SAINT PAUL ST STE 1500, 1500, BALTIMORE, MD 21202-1636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9720 PATUXENT WOODS DR, COLUMBIA, MD 21046-1526
Investor	Possibly a Property Investor

April 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Apr 9, 2021
Property Address	131 MARINERS WAY, CAMBRIDGE, MD 21613-3059
Document Number	0016410274
Book / Page	1641 / 274
Map Reference	LB 52 FO 63-72
Instrument Date	Oct 19, 2020
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	PEAK SETTLEMENTS LLC

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2026 property tax bill for 131 Mariners Way was $4,424, up 3.5% from the year before.

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,424.00 (+3.46%)	$236,767	$254,900 Land $31,600 Building $223,300
2025	$4,276.00
2023	$203.00 (+66.39%)	$195,433 (+1,676.66%)	$227,700 (+1,97%) Land $41,600 Building $186,100
2022	$122.00	$11,000 Land $11,000	$11,000 Land $11,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 131 Mariners Way in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 131 Mariners Way is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Bay Country Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mariners Way

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