138 Mariners Way, Cambridge, MD 21613 Property Records

Dorchester County property record for 138 Mariners Way, Cambridge, MD 21613

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,680 sqft · built 2023
Lot Size	0.244 acres (10,617 sqft)
Owner	Individual Name on Record
Last Sale	$338,000 (Jun 2025)
Tax Bill	$5,138 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage Feb 2023 Sale
Flood Zone	Zone X (minimal risk)
APN	`07-220421`

Property Details

APN / Parcel Number

Primary APN	`07-220421`
Alternative APN	`220421`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,680 sqft Total Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	10,617 sqft (0.244 acres)
Garage Type	Built-in
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	220421
Street Address	138 MARINERS WAY
City	CAMBRIDGE
State	MD
Zip	21613-3060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 18-10,617 SQ FT W/S MARINERS WAY WATERFORD ESTATES
Legal Subdivision	MARINERS WAY WATERFORD ESTATES
Legal Lot Number	18
Jurisdiction	DORCHESTER MD
Township / Civil Division	7, CAMBRIDGE
Census Block Group	2
Census Block	2007
Census Tract	970500

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	138 MARINERS WAY, CAMBRIDGE, MD 21613-3060
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 19, 2023	Deed, Transfer · USDA Mortgage NVR MORTGAGE FINANCE INC
Feb 8, 2023	Deed, Transfer NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2025 · Amount on Record
Deed Sale	Jun 27, 2025 · Amount on Record
Prior Sale	May 19, 2023 · Amount on Record
Deed Book / Page	1951 / 227
Record Updated	Oct 29, 2026

May 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	May 19, 2023
Property Address	138 MARINERS WAY, CAMBRIDGE, MD 21613-3060
Document Number	0018110285
Book / Page	1811 / 285
Map Reference	MB 52 PG 63-81
Instrument Date	May 9, 2023
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	NVR SETTLEMENT SERVICES/MD INC, NVR STLMT SVCS OF MD INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$682.35
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9720 PATUXENT WOODS DR, COLUMBIA, MD 21046-1526

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	138 MARINERS WAY, CAMBRIDGE, MD 21613-3060

Mortgage

Document Number	0001811291
Date	May 19, 2023
Instrument	1811-291

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	USDA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

February 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Feb 8, 2023
Property Address	138 MARINERS WAY, CAMBRIDGE, MD 21613-3060
Document Number	0017950045
Book / Page	1795 / 45
Map Reference	MB 52 PG 63-81
Instrument Date	Jan 31, 2023
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	NVR SETTLEMENT SERVICES INC

Transaction

Amount	Amount Recorded
Tax	$176.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7 SAINT PAUL ST STE 1500, 1500, BALTIMORE, MD 21202-1636

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9720 PATUXENT WOODS DR, COLUMBIA, MD 21046-1526
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Municipality	Cambridge City
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,138.00 (+4.54%)	$274,967 (+23.03%)	$301,500 (+15.21%) Land $31,600 Building $269,900
2025	$4,915.00 (+19.01%)
2023	$4,130.00	$223,500	$261,700 Land $41,600 Building $220,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · above 73% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 200 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Bay Country Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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