134 Mandolin Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 134 Mandolin Dr, Winter Haven, FL 33884

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,283 sqft · built 2009
Lot Size0.264 acres (11,500 sqft)
Owner2 Individual Names on Record
Last Sale$221,300 (Jun 2009)
Tax Bill$3,200 (2025)
Deeds & MortgagesNov 2025 Second Mortgage
Oct 2023 Second Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN26-29-13-687553-000890

Property Details

APN / Parcel Number

Primary APN26-29-13-687553-000890
Alternative APNs
  • 132926687553000890
  • 32926000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,283 sqft Living Area
Gross Area2,997 sqft
1st Floor Area2,283 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2009
Effective Year BuiltEffective 2009
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof TypeHip
Roof MaterialOther
Lot Area11,500 sqft (0.264 acres)
View / LotCommercial/Industrial
Garage TypeAttached
Garage Area714 sqft
PorchUnfinished Open Porch
Porch Area200 sqft

Location & Zoning

Street Address134 MANDOLIN DR
CityWINTER HAVEN
StateFL
Zip33884-3580
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionMANDOLIN I PB 142 PGS 10-14 LOT 89
Legal Range26E
Legal Township29S
Legal Section13
Legal SubdivisionMANDOLIN 1
Legal Tract687553
Legal Block1
Legal Lot Number89
JurisdictionPOLK FL
Township / Civil DivisionWINTER HAVEN-AUBURNDALE
Census Block Group1
Census Block1009
Census Tract14006

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address134 MANDOLIN DR, WINTER HAVEN, FL 33884-3580
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 14, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Oct 10, 2023Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Oct 21, 2022Intrafamily Transfer, Transfer
ACCOMMODATION
Dec 7, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LNS
Sep 10, 2020Loan Modification, Mortgage · Conventional Mortgage
WELLS FARGO BK
Aug 24, 2019Deed of Trust, Mortgage · Line of Credit
MIDFLORIDA CU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 10, 2009 · Amount on Record
Deed SaleJun 10, 2009 · Amount on Record
Prior SaleJan 5, 2009 · Amount on Record
Deed Document Number2009107620
Deed Book / Page7903 / 650
Last Transfer DateOct 18, 2022
Transfer Doc0000278327
Record UpdatedOct 29, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address134 MANDOLIN DR, WINTER HAVEN, FL 33884-3580
Transaction TypeMortgage
Record UpdatedNov 28, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address134 MANDOLIN DR, WINTER HAVEN, FL 33884-3580

Mortgage

Document Number0000269582
DateNov 14, 2025
Book Page13777/2206
Instrument2025269582
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2040

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address134 MANDOLIN DR, WINTER HAVEN, FL 33884-3580
Transaction TypeMortgage
Record UpdatedOct 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address134 MANDOLIN DR, WINTER HAVEN, FL 33884-3580

Mortgage

Document Number0000238611
DateOct 10, 2023
Book Page12867/526
Instrument2023238611
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term240 Months
DueOct 1, 2043

October 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionPOLK FL
Recording DateOct 21, 2022
Property Address134 MANDOLIN DR, WINTER HAVEN, FL 33884-3580
Document Number0000278327
Book / Page12457 / 2130
Map ReferenceMB 142 PG 10
Instrument DateOct 18, 2022
Instrument2022278327
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address134 MANDOLIN DR, 134, WINTER HAVEN, FL 33884-3580

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address134 MANDOLIN DR, WINTER HAVEN, FL 33884-3580

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address134 MANDOLIN DR, WINTER HAVEN, FL 33884-3580
Document Number0114931867
Instrument DateDec 7, 2020
Transaction TypeMortgage
Record UpdatedDec 28, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address134 MANDOLIN DR WINTER HAVEN FL 338843580, WINTER HAVEN, FL 33884-3580

Mortgage

Document Number0114931867
DateDec 14, 2020
Book Page011493/001867
Instrument269051
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueDec 13, 2035

September 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionPOLK FL
Property Address134 MANDOLIN DR, WINTER HAVEN, FL 33884-3580
Document Number0114980201
Instrument DateSep 10, 2020
Transaction TypeMortgage
Record UpdatedDec 31, 2020
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address134 MANDOLIN DR WINTER HAVEN FL 338843580, WINTER HAVEN, FL 33884-3580

Mortgage

Document Number0114980201
DateDec 16, 2020
Book Page011498/000201
Instrument271800
Lender
NameWELLS FARGO BK
TypeBank
AddressDES MOINES, IA 50328
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueDec 15, 2040
Interest
Rate4.5%

August 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPOLK FL
Property Address134 MANDOLIN DR, WINTER HAVEN, FL 33884-3580
Document Number0109671827
Instrument DateAug 24, 2019
Transaction TypeMortgage
Record UpdatedSep 24, 2019
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address134 MANDOLIN DR WINTER HAVEN FL 338843580, WINTER HAVEN, FL 33884-3580

Mortgage

Document Number0109671827
DateSep 10, 2019
Book Page010967/001827
Instrument190667
Lender
NameMIDFLORIDA CU
AddressLAKELAND, FL 33802
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueSep 9, 2029
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPolk County
MunicipalityWinter Haven City
Unified School DistrictPolk County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$217,514 (+2.7%)$342,255 (+3.6%) Land $62,000 Building $280,255
2025$3,200.00 (+20.12%) Homeowner's exemption$211,796 (+16.8%)$330,368 (+2.11%) Land $62,000 Building $268,368
2023$2,664.00 (+2.94%) Homeowner's exemption$181,339 (+3%)$323,549 (+9.68%) Land $60,000 Building $263,549
2022$2,588.00 Homeowner's exemption$176,057$295,001 Land $50,000 Building $245,001

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 13 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies13 in force
Nearby Flood Claims5 (2004–2022)
Claims Outside the SFHA4 of 5
Most Recent ClaimSep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWINTER HAVEN WATER DEPARTMENT
serves 87,537 people · EPA ID FL6531992
Water SourceGroundwater
Last State InspectionDec 2021
Lead7 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityE. coli
resolved · Sep 2021
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting16
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable
1,000 / 35
Verizon
Fixed Wireless
300 / 20

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