Polk County property record for 119 Mandolin Dr, Winter Haven, FL 33884
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,076 sqft · built 2008 |
| Lot Size | 0.264 acres (11,504 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $294,515 (Oct 2021) |
| Tax Bill | $4,654 (2025) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Apr 2020 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26-29-13-687553-000580 |
| Primary APN | 26-29-13-687553-000580 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,076 sqft Living Area |
| Gross Area | 2,517 sqft |
| 1st Floor Area | 2,076 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2008 |
|---|---|
| Effective Year Built | Effective 2008 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Other |
| Lot Area | 11,504 sqft (0.264 acres) |
| View / Lot | Commercial/Industrial |
| Garage Type | Attached |
| Garage Area | 441 sqft |
| Porch | Screened/Unfinished Porch |
| Porch Area | 476 sqft |
| Street Address | 119 MANDOLIN DR |
|---|---|
| City | WINTER HAVEN |
| State | FL |
| Zip | 33884-3581 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MANDOLIN I PB 142 PGS 10-14 LOT 58 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 13 |
| Legal Subdivision | MANDOLIN 1 |
| Legal Tract | 687553 |
| Legal Block | 1 |
| Legal Lot Number | 58 |
| Jurisdiction | POLK FL |
| Township / Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 14006 |
Source: Polk County records, as of September 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 119 MANDOLIN DR, WINTER HAVEN, FL 33884-3581 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 14, 2021 | Warranty Deed, Subdivision Related Transfer · FHA Mortgage MIDFLORIDA CU |
| Apr 14, 2020 | Warranty Deed, Transfer ATTORNEY ONLY |
| Jul 31, 2018 | Quit Claim Deed, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2021 · Amount on Record |
| Deed Sale | Oct 14, 2021 · Amount on Record |
| Prior Sale | Apr 14, 2020 · Amount on Record |
| Deed Document Number | 2021268786 |
| Deed Book / Page | 11938 / 1354 |
| Prior Transfer Date | Jul 23, 2018 |
| Prior Transfer Doc | 0105660417 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 14, 2021 |
| Property Address | 119 MANDOLIN DR, WINTER HAVEN, FL 33884-3581 |
| Document Number | 0000268786 |
| Book / Page | 11938 / 1354 |
| Map Reference | MB 142 PG 10 |
| Instrument Date | Sep 28, 2021 |
| Instrument | 2021268786 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 23, 2021 |
| Title Company | SPRUCE TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,062.20 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 300 MONTGOMERY ST, 300, SAN FRANCISCO, CA 94104-1901 |
| Name | Verified Name |
|---|---|
| Address | 119 MANDOLIN DR, WINTER HAVEN, FL 33884-3581 |
| Document Number | 0119381357 |
|---|---|
| Date | Oct 14, 2021 |
| Instrument | 11938/1357 |
| Name | MIDFLORIDA CU |
|---|---|
| Type | Credit Union |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 14, 2020 |
| Property Address | 119 MANDOLIN DR, WINTER HAVEN, FL 33884-3581 |
| Document Number | 0112041611 |
| Book / Page | 011204 / 001611 |
| Instrument Date | Apr 9, 2020 |
| Instrument | 78143 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,974.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 300 MONTGOMERY ST #1200 SAN FRANCISCO CA 941041914, 1200, SAN FRANCISCO, CA 94104-1914 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jul 31, 2018 |
| Property Address | 119 MANDOLIN DR, WINTER HAVEN, FL 33884-3581 |
| Document Number | 0105660417 |
| Book / Page | 010566 / 000417 |
| Instrument Date | Jul 23, 2018 |
| Instrument | 162921 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Title Company | SERVICELINK |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 119 MANDOLIN DR WINTER HAVEN FL 338843581, WINTER HAVEN, FL 33884-3581 |
| Document Number | 105660420 |
|---|---|
| Date | Jul 31, 2018 |
| Book Page | 010566/000420 |
| Instrument | 162922 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 30, 2048 |
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Winter Haven City |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $287,006 (-0.43%) Land $62,000 Building $225,006 | $287,006 (-0.43%) Land $62,000 Building $225,006 | |
| 2025 | $4,654.00 (-0.62%) Homeowner's exemption | $288,237 (+2.8%) Land $62,000 Building $226,237 | $288,237 (-3.84%) Land $62,000 Building $226,237 |
| 2024 | $4,683.00 (+2.45%) | ||
| 2023 | $4,571.00 (+2.56%) Homeowner's exemption | $280,381 (+3%) | $299,754 (+10.12%) Land $60,000 Building $239,754 |
| 2022 | $4,457.00 Homeowner's exemption | $272,215 Land $50,000 Building $222,215 | $272,215 Land $50,000 Building $222,215 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 13 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 13 in force |
| Nearby Flood Claims | 5 (2004–2022) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2021 |
| Lead | 7 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Sep 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 16 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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