137 Mandolin Dr, Winter Haven, FL 33884 Property Records

Polk County property record for 137 Mandolin Dr, Winter Haven, FL 33884

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,314 sqft · built 2007
Lot Size	0.264 acres (11,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$420,000 (Nov 2023)
Tax Bill	$3,774 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-29-13-687553-000610`

Property Details

APN / Parcel Number

Primary APN	`26-29-13-687553-000610`
Alternative APNs	`132926687553000610` `32926000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,314 sqft Living Area
Gross Area	2,754 sqft
1st Floor Area	2,314 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Other
Lot Area	11,500 sqft (0.264 acres)
View / Lot	Commercial/Industrial
Garage Type	Attached
Garage Area	440 sqft
Pool Type	Enclosed Pool
Porch	Screened/Unfinished Porch
Porch Area	239 sqft

Location & Zoning

Street Address	137 MANDOLIN DR
City	WINTER HAVEN
State	FL
Zip	33884-3581
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MANDOLIN I PB 142 PGS 10-14 LOT 61
Legal Range	26E
Legal Township	29S
Legal Section	13
Legal Subdivision	MANDOLIN 1
Legal Tract	687553
Legal Block	1
Legal Lot Number	61
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1009
Census Tract	14006

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	137 MANDOLIN DR, WINTER HAVEN, FL 33884-3581
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 28, 2023 · Amount on Record
Deed Sale	Nov 28, 2023 · Amount on Record
Prior Sale	Sep 10, 2007 · Amount on Record
Deed Document Number	2023277906
Deed Book / Page	12921 / 209
Record Updated	Oct 29, 2026

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Nov 28, 2023
Property Address	137 MANDOLIN DR, WINTER HAVEN, FL 33884-3581
Document Number	0000277906
Book / Page	12921 / 209
Map Reference	MB 142 PG 10
Instrument Date	Nov 15, 2023
Instrument	2023277906
Transaction Type	Transfer
Record Updated	Dec 13, 2023
Title Company	SUNBELT TITLE (AGENCY), SUNBELT TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7887 N LA CHOLLA BLVD APT 2132, 2132, TUCSON, AZ 85741-4357

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	137 MANDOLIN DR, WINTER HAVEN, FL 33884-3581
Investor	Possibly a Property Investor

Mortgage

Document Number	0012921212
Date	Nov 28, 2023
Instrument	12921/212

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$248,495 (+2.7%)	$327,877 (+3.76%) Land $62,000 Building $265,877
2025	$3,774.00 (+48.93%) Homeowner's exemption	$241,962 (+34.74%)	$315,988 (-1.98%) Land $62,000 Building $253,988
2023	$2,534.00 (-0.43%)	$179,578 (+3%)	$322,363 (+9%) Land $60,000 Building $262,363
2022	$2,545.00 Homeowner's exemption	$174,348	$295,758 Land $50,000 Building $245,758

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	5 (2004–2022)
Claims Outside the SFHA	4 of 5
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 454 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20