134 Fernberg Rd, Ely, MN 55731 Property Records

Lake County property record for 134 Fernberg Rd, Ely, MN 55731

Property Summary

Property Type	Seasonal / Vacation Home
Details	320 sqft · built 1970
Lot Size	23.9 acres (1,042,391 sqft)
Owner	2 Individual Names on Record
Tax Bill	$510 (2025)
Deeds & Mortgages	Dec 2024 Foreclosure
APN	`28-6311-19585`

Property Details

APN / Parcel Number

Primary APN	`28-6311-19585`

Interior

Stories	1 Story
Building Area	320 sqft Gross Area
1st Floor Area	320 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Rustic
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable
Lot Area	1,042,391 sqft (23.9 acres)
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Heating System	Space Heater

Location & Zoning

Street Address	134 FERNBERG RD
City	ELY
State	MN
Zip	55731
Property Category	Residential
Property Type	Residential > Specialized > Seasonal / Vacation Home
Legal Description	THAT PART OF LOT 6 E OF SHAGAWA RIVER
Legal Range	11W
Legal Township	63N
Legal Section	19
Legal Lot Number	6
Jurisdiction	LAKE MN
Township / Civil Division	FALL LAKE
Census Block Group	1
Census Block	1154
Census Tract	370101

Owner

Source: Lake County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7160 COUNTY ROAD 37 NE, MONTICELLO, MN 55362-3061
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Sep 20, 2026

December 2024: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	LAKE MN
Recording Date	Dec 11, 2024
Property Address	134 FERNBERG RD, ELY, MN 55731
Document Number	A000205386
Instrument Date	Nov 26, 2024
Instrument	A000205386
Transaction Type	Foreclosure
Record Updated	Apr 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7160 COUNTY ROAD 37 NE, MONTICELLO, MN 55362-3061

Mortgage

Document Number	T000050916
Date	Dec 11, 2024
Instrument	T000050916

Lender

Name	SHERBURNE STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	62 Months
Due	Feb 2, 2030

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Lake County
County Subdivision	Fall Lake Township
Unified School District	Lake Superior Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$84,300 (+25.07%) Land $79,200 Building $5,100	$84,300 (+25.07%) Land $79,200 Building $5,100
2025	$510.00
2023		$67,400 Land $61,000 Building $6,400	$67,400 Land $61,000 Building $6,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 88% of Minnesota
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 71 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Treehouse Broadband Fixed Wireless	1,000 / 1,000