130 Fernberg Rd, Ely, MN 55731 Property Records

Lake County property record for 130 Fernberg Rd, Ely, MN 55731

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,226 sqft · built 1985
Lot Size40.9 acres (1,782,911 sqft)
OwnerCompany Name on Record
Tax Bill$1,478 (2025)
Deeds & MortgagesNov 2017 Mortgage
APN28-6311-19610

Property Details

APN / Parcel Number

Primary APN28-6311-19610

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,226 sqft Gross Area
1st Floor Area1,226 sqft
Utility Area400 sqft
FlooringWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Architectural StyleOther
Exterior MaterialWood
Construction TypeWood
Roof MaterialOther
Lot Area1,782,911 sqft (40.9 acres)
Garage TypeMixed
Garage Area308 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address130 FERNBERG RD
CityELY
StateMN
Zip55731-9346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 7
Legal Range11W
Legal Township63N
Legal Section19
Legal Lot Number7
JurisdictionLAKE MN
Township / Civil DivisionFALL LAKE
Census Block Group1
Census Block1154
Census Tract370101

Owner

Source: Lake County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address130 FERNBERG RD, ELY, MN 55731-9346
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedSep 20, 2026

November 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE MN
Property Address130 FERNBERG RD, ELY, MN 55731-9346
Transaction TypeMortgage
Record UpdatedNov 14, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, A000188744
DateNov 6, 2017
InstrumentA000188744
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2032

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyLake County
County SubdivisionFall Lake Township
Unified School DistrictLake Superior Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$327,200 (-2.62%) Land $146,500 Building $180,700$327,200 (-2.62%) Land $146,500 Building $180,700
2025$1,478.00
2023$336,000 Land $117,700 Building $218,300$336,000 Land $117,700 Building $218,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 91% of Minnesota
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

5G (outdoors only) and 4G LTE

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Nearby Streets

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