Lake County property record for 304 Fernberg Rd, Ely, MN 55731 · Last verified August 2023
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,107 sqft · built 1977 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | Individual Name on File |
| Deeds & Mortgages | Aug 2018 Mortgage Dec 2020 Refinance + 3 more |
| APN | 28-6311-20575 |
| Primary APN | 28-6311-20575 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,107 sqft Gross Area |
| Utility Area | 144 sqft |
| Utility Room | Utility Room |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Dome |
| Exterior Material | Wood |
| Construction Type | Wood |
| Lot Area | 261,360 sqft (6 acres) |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Pool Type | Pool with Hot Tub/Spa |
|---|---|
| Porch | Open Porch |
| Porch Area | 35 sqft |
| Deck Area | 96 sqft |
| Lean-To | 80 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 304 FERNBERG RD |
|---|---|
| City | ELY |
| State | MN |
| Zip | 55731-9364 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | W12 OF NW 14 OF NW14 OF SW14 EXC W |
| Jurisdiction | LAKE MN |
| Township / Civil Division | FALL LAKE |
| Census Block Group | 1 |
| Census Block | 1151 |
| Census Tract | 370101 |
Source: Lake County records · APN 28-6311-20575
Assessment roll updated February 1, 2023 · Last verified August 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 304 FERNBERG RD, ELY, MN 55731-9364 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 27, 2018 | Deed of Trust, Mortgage ELY AREA CU |
| Dec 28, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance BOUNDARY WATERS BANK |
| Jan 17, 2018 | Quit Claim Deed, Transfer ELY AREA CU |
| Aug 14, 2017 | Warranty Deed, Foreclosure |
| Jun 14, 2017 | Warranty Deed, Transfer |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 14, 2017 |
| Deed Sale | Aug 14, 2017 |
| Prior Sale | Aug 14, 2017 |
| Deed Document Number | A000188112 |
| Last Transfer Date | Jan 17, 2018 |
| Transfer Doc | 000000189194 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 304 FERNBERG RD, ELY, MN 55731-9364 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | A000190422 |
|---|---|
| Date | Aug 27, 2018 |
| Instrument | A000190422 |
| Name | ELY AREA CU |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 173 Months |
| Due | Jan 01, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE MN |
| Property Address | 304 FERNBERG RD, ELY, MN 55731-9364 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2022 |
| Name | Verified Name |
|---|
| Document Number | A000196053 |
|---|---|
| Date | Dec 28, 2020 |
| Instrument | A000196053 |
| Name | BOUNDARY WATERS BANK |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Jan 17, 2018 |
| Property Address | 304 FERNBERG RD, ELY, MN 55731-9364 |
| Document Number | 000000189194 |
| Instrument Date | Jan 10, 2018 |
| Instrument | 000000189194 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 637 E BOUNDARY ST, ELY, MN 55731-1524 |
| Document Number | 000000189195 |
|---|---|
| Date | Jan 17, 2018 |
| Instrument | 000000189195 |
| Name | ELY AREA CU |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jan 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Aug 14, 2017 |
| Property Address | 304 FERNBERG RD, ELY, MN 55731-9364 |
| Document Number | A000188112 |
| Instrument Date | Aug 07, 2017 |
| Instrument | A000188112 |
| Transaction Type | Foreclosure |
| Record Updated | Aug 15, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE MN |
| Recording Date | Jun 14, 2017 |
| Property Address | 304 FERNBERG RD, ELY, MN 55731-9364 |
| Document Number | A000187729 |
| Instrument Date | Jun 14, 2017 |
| Instrument | A000187729 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2022 |
| Tax | $1.65 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Lake County records · Assessment roll updated February 1, 2023 · Last verified August 2023
| Type | Name |
|---|---|
| State | Minnesota |
| County | Lake County |
| County Subdivision | Fall Lake Township |
| Unified School District | Lake Superior Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Assessed Value | Assessed Market Value |
|---|---|---|
| 2023 | $325,400 Land $69,200 Building $256,200 | $325,400 Land $69,200 Building $256,200 |
Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | FEMA flood map data for this location is not available in our records |
|---|
| Wildfire Risk | Moderate above 70% of the US · above 88% of Minnesota |
|---|---|
| Wildfire Likelihood | About 1 in 535 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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