134 Cross St, Westerly, RI 02891 Property Records

Westerly Town property record for 134 Cross St, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1960
Square Footage	1,496 sqft Living Area
Lot Size	10,800 sqft (0.248 acres)
Occupancy	Owner Occupied
Last Sale	$294,000 (2021)
Tax Bill	$3,226.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`WEST M:78 B:40`
Alternative APNs	`M:078 B:40 L` `19254900`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Total Rooms	7 Rooms
Building Area	1,496 sqft Living Area
Gross Area	3,574 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Ranch Style
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	10,800 sqft (0.248 acres)

Utilities and HVAC

Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	19254900
Street Address	134 CROSS ST
City	WESTERLY
State	RI
Zip	02891-2406
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	40
Jurisdiction	WESTERLY RI
Minor Civil Division	WESTERLY
Census Blockgroup	2
Census Block	2033
Census Tract	50901

Owner

Source: Westerly Town records · APN WEST M:78 B:40

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	134 CROSS ST, WESTERLY, RI 02891-2406
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 26, 2021 · Amount on Record
Deed Sale	Feb 26, 2021 · Amount on Record
Prior Sale	Dec 01, 2000 · Amount on Record
Deed Doc Number	20211138
Deed Book / Page	2021 / 5277
Record Refreshed	Sep 20, 2026

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Feb 26, 2021
Property Address	134 CROSS ST, WESTERLY, RI 02891-2406
Document Number	2021-5277
Book / Page	2021 / 5277
Instrument Date	Feb 24, 2021
Instrument	2021-1138
Transaction Type	Transfer
Record Updated	Jun 04, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenant By Entirety
Address	881 CRESCENT ST, ACUSHNET, MA 02743-1729

Mortgage

Document Number	20211139
Date	Feb 26, 2021
Instrument	2021-1139

Lender

Name	ENVISION BANK

Agreement

Type	Stand Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,226.00 (-0.86%)	$414,600 (+29.44%) Land $164,500 Building $250,100
2023	$3,254.00 (+0.59%)	$320,300 (-) Land $117,500 Building $202,800
2022	$3,235.00	$320,300 Land $117,500 Building $202,800

Flood & Wildfire

134 Cross St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.