Westerly Town property record for 128 Cross St, Westerly, RI 02891
| Property Type | Commercial Vacant Land |
|---|---|
| Lot Size | 0.243 acres (10,605 sqft) |
| Owner | Company Name on File |
| Tax Bill | $405 (2025) |
| Deeds & Mortgages | Jul 2023 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | WEST M:78 B:37 |
| Primary APN | WEST M:78 B:37 |
|---|---|
| Alternative APNs |
|
| Lot Area | 10,605 sqft (0.243 acres) |
|---|
| Account Number | 14046521 |
|---|---|
| Street Address | 128 CROSS ST |
| City | WESTERLY |
| State | RI |
| Zip | 02891-2406 |
| Property Category | Commercial |
| Property Type | Vacant Land > Commercial |
| Legal Block | 37 |
| Jurisdiction | WESTERLY RI |
| Township / Civil Division | WESTERLY |
| Census Block Group | 2 |
| Census Block | 2047 |
| Census Tract | 50901 |
Source: Westerly Town assessment roll, as of June 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 44 WASHINGTON ST, PROVIDENCE, RI 02903-1731 |
| Owner Type | Company |
| Vesting | Company |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 128 CROSS ST, WESTERLY, RI 02891 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02023-9627 |
|---|---|
| Date | Jul 25, 2023 |
| Book Page | 2023/9627 |
| Instrument | 2023-2403 |
| Name | AFFORDABLE HOUSING TRUST |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
Source: Westerly Town assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $405.00 (-23.44%) | $52,100 (-) Land $45,300 Building $6,800 |
| 2023 | $529.00 (+0.57%) | $52,100 (-) Land $45,300 Building $6,800 |
| 2022 | $526.00 | $52,100 Land $45,300 Building $6,800 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 8 in force |
| Nearby Flood Claims | 4 (2010) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Mar 2010 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 62% of Rhode Island |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WESTERLY WATER DEPARTMENT serves 35,298 people · EPA ID RI1559512 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 4 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 22 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 329 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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