121 Cross St, Westerly, RI 02891 Property Records

Westerly Town property record for 121 Cross St, Westerly, RI 02891 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,232 sqft · built 1959
Lot Size	0.584 acres (25,454 sqft)
Owner	Individual Name on File
Last Sale	$300,000 (Mar 2021)
Tax Bill	$3,064 (2025)
Deeds & Mortgages	Mar 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`WEST M:78 B:17`

Property Details

APN / Parcel Number

Primary APN	`WEST M:78 B:17`
Alternative APNs	`M:078 B:17 L` `10030125`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,232 sqft Living Area
Gross Area	2,632 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	Ranch
Exterior Material	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	25,454 sqft (0.584 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	10030125
Street Address	121 CROSS ST
City	WESTERLY
State	RI
Zip	02891-2408
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	17
Jurisdiction	WESTERLY RI
Township / Civil Division	WESTERLY
Census Block Group	2
Census Block	2052
Census Tract	50901

Owner

Source: Westerly Town records · APN WEST M:78 B:17

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	121 CROSS ST, WESTERLY, RI 02891-2408
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Mar 05, 2021 · Amount on Record
Deed Sale	Mar 05, 2021 · Amount on Record
Prior Sale	Sep 09, 2015 · Amount on Record
Deed Document Number	20211309
Deed Book / Page	2021 / 6013
Transfer Doc	0000003886
Record Updated	Sep 20, 2026

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WESTERLY RI
Recording Date	Mar 05, 2021
Property Address	121 CROSS ST, WESTERLY, RI 02891-2408
Document Number	2021-6013
Book / Page	2021 / 6013
Instrument Date	Mar 04, 2021
Instrument	2021-1309
Transaction Type	Transfer
Record Updated	Jun 04, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	121 CROSS ST, WESTERLY, RI 02891-2408

Mortgage

Document Number	20211310
Date	Mar 05, 2021
Instrument	2021-1310

Lender

Name	CROSSCOUNTRY MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,064.00 (-1.29%)	$393,800 (+28.9%) Land $167,300 Building $226,500
2023	$3,104.00 (+0.58%)	$305,500 (-) Land $120,400 Building $185,100
2022	$3,086.00	$305,500 Land $120,400 Building $185,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, County delivery 44009C updated December 26, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.