134 Colonial Dr, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 134 Colonial Dr, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,910 sqft · built 1982
Lot Size	0.775 acres (33,759 sqft)
Owner	2 Individual Names on File
Last Sale	$317,615 (Dec 2017)
Tax Bill	$7,078 (2026)
Deeds & Mortgages	Feb 2019 Mortgage Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`M:018-04250 B:80 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:018-04250 B:80 L:0`
Alternative APNs	`LUDL M:18 B:4250 P:80` `2460`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,910 sqft Living Area
Gross Area	5,222 sqft
Basement Area	1,072 sqft
Unfinished Basement	1,072 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	33,759 sqft (0.775 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	2460
Street Address	134 COLONIAL DR
City	LUDLOW
State	MA
Zip	01056-1172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A
Legal Block	4250
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2006
Census Tract	810414

Owner

134 Colonial Dr is owned by two individuals who bought it in December 2017.

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	72 BRIDLE RD, LUDLOW, MA 01056-1105
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2019	Deed of Trust, Mortgage · Commercial Mortgage MONSON SAVINGS BANK
Dec 22, 2017	Quit Claim Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 22, 2017 · Amount on File
Deed Sale	Dec 22, 2017 · Amount on File
Prior Sale	Jul 13, 2007 · Amount on File
Transfer Doc	22000-81
Record Updated	Oct 29, 2026

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	134 COLONIAL DR, LUDLOW, MA 01056-1172
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	22550-47
Date	Feb 8, 2019
Book Page	22550/47
Instrument	7134

Lender

Name	MONSON SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Dec 22, 2017
Property Address	134 COLONIAL DR, LUDLOW, MA 01056-1172
Document Number	22000-81
Book / Page	022000 / 000081
Instrument Date	Dec 19, 2017
Instrument	76124
Transaction Type	Transfer
Record Updated	Jan 11, 2018

Transaction

Amount	Amount on Record
Tax	$1,476.91
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	72 BRIDLE RD LUDLOW MA 010561105, LUDLOW, MA 01056-1105

Tax Assessment & Valuation

The 2026 property tax bill for 134 Colonial Dr was $7,078, up 0.8% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$7,078.00 (+0.75%)	$442,100 (+9.19%) Land $109,500 Building $332,600	$466,680 (+0.34%)
2025	$7,025.00 (+2.98%)	$404,900 (+7.37%) Land $99,600 Building $305,300	$465,120 (+16.05%)
2024	$6,822.00 (+3.3%)	$377,100 (+11.4%) Land $99,500 Building $277,600	$400,805
2023	$6,604.00	$338,500 Land $87,300 Building $251,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 134 Colonial Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 134 Colonial Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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