113 Colonial Dr, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 113 Colonial Dr, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,568 sqft · built 1981
Lot Size	0.789 acres (34,369 sqft)
Owner	2 Individual Names on File
Last Sale	$296,000 (Dec 2019)
Tax Bill	$6,801 (2026)
Deeds & Mortgages	Jun 2025 Line of Credit Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`M:018-04250 B:77 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:018-04250 B:77 L:0`
Alternative APNs	`LUDL M:18 B:4250 P:77` `2457`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,568 sqft Living Area
Gross Area	4,058 sqft
Basement Area	768 sqft
Unfinished Basement	768 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 2007
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	34,369 sqft (0.789 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Account Number	2457
Street Address	113 COLONIAL DR
City	LUDLOW
State	MA
Zip	01056-1125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A
Legal Block	4250
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2003
Census Tract	810414

Owner

113 Colonial Dr is owned and occupied by two individuals who bought it in December 2019.

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	113 COLONIAL DR, LUDLOW, MA 01056-1125
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 23, 2025	Deed of Trust, Mortgage · Line of Credit POLISH NATIONAL CU
Dec 16, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage POLISH NATIONAL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 16, 2019 · Amount on File
Deed Sale	Dec 16, 2019 · Amount on File
Prior Sale	Aug 1, 2014 · Amount on File
Deed Document Number	201974032
Deed Book / Page	23001 / 158
Prior Transfer Date	Dec 10, 2019
Prior Transfer Doc	23001-158
Record Updated	Oct 29, 2026

June 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LUDLOW MA
Property Address	113 COLONIAL DR, LUDLOW, MA 01056-1125
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025910-157
Date	Jun 23, 2025
Book Page	25910/157
Instrument	27733

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Jul 1, 2045

Interest

Rate Type	Adjustable Rate

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Dec 16, 2019
Property Address	113 COLONIAL DR, LUDLOW, MA 01056-1125
Document Number	23001-158
Book / Page	23001 / 158
Instrument Date	Dec 10, 2019
Instrument	74032
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	36 HIGHLAND AVE, CHICOPEE, MA 01013-2553

Mortgage

Document Number	74033
Date	Dec 16, 2019
Instrument	74033

Lender

Name	POLISH NATIONAL CU
Type	Credit Union

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 113 Colonial Dr was $6,801, up 1.3% from the year before.

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,801.00 (+1.31%)	$424,800 (+9.8%) Land $110,100 Building $314,700	$436,397 (-3.15%)
2025	$6,713.00 (+3.23%)	$386,900 (+7.62%) Land $100,100 Building $286,800	$450,585 (+4.56%)
2024	$6,503.00 (+3.01%)	$359,500 (+11.09%) Land $99,900 Building $259,600	$430,920
2023	$6,313.00	$323,600 Land $87,700 Building $235,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 113 Colonial Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 113 Colonial Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Colonial Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures