116 Colonial Dr, Ludlow, MA 01056 Property Records

Hampden County and Ludlow Town property record for 116 Colonial Dr, Ludlow, MA 01056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,484 sqft · built 1983
Lot Size	0.73 acres (31,799 sqft)
Owner	2 Individual Names on Record
Tax Bill	$6,119 (2026)
Deeds & Mortgages	Jan 2023 Refinance
Flood Zone	Zone X (minimal risk)
APN	`M:018-04250 B:78 L:0`

Property Details

APN / Parcel Number

Primary APN	`M:018-04250 B:78 L:0`
Alternative APNs	`LUDL M:18 B:4250 P:78` `2458`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,484 sqft Living Area
Gross Area	3,584 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,799 sqft (0.73 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	2458
Street Address	116 COLONIAL DR
City	LUDLOW
State	MA
Zip	01056-1172
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RES A
Legal Block	4250
Jurisdiction	LUDLOW MA
Township / Civil Division	LUDLOW
Census Block Group	2
Census Block	2006
Census Tract	810414

Owner

Source: Hampden County and Ludlow Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	116 COLONIAL DR, LUDLOW, MA 01056-1172
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 24, 2009
Deed Sale	Dec 24, 2009
Prior Sale	Aug 27, 2009 · Amount on Record
Last Transfer Date	Jan 9, 2023
Transfer Doc	024877-263
Record Updated	Oct 29, 2026

January 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LUDLOW MA
Recording Date	Jan 13, 2023
Property Address	116 COLONIAL DR, LUDLOW, MA 01056-1172
Document Number	024877-263
Book / Page	24877 / 263
Instrument Date	Jan 9, 2023
Instrument	2407
Transaction Type	Transfer
Record Updated	Jan 27, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	116 COLONIAL DR, LUDLOW, MA 01056-1172

Mortgage

Document Number	024877-266
Date	Jan 13, 2023
Book Page	24877/266
Instrument	2408

Lender

Name	LUSO FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	241 Months
Due	Feb 1, 2043

Tax Assessment & Valuation

Source: Hampden County and Ludlow Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
County Subdivision	Ludlow Town
Unified School District	Ludlow School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,119.00 (-0.46%)	$382,200 (+7.87%) Land $107,900 Building $274,300	$387,809 (+9.24%)
2025	$6,147.00 (+1.82%)	$354,300 (+6.17%) Land $98,000 Building $256,300	$355,015 (+5.8%)
2024	$6,037.00 (+12.8%)	$333,700 (+21.66%) Land $98,000 Building $235,700	$335,540
2023	$5,352.00	$274,300 Land $86,000 Building $188,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 72 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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