134 Chestnut St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 134 Chestnut St, Oneonta, NY 13820

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.5 ba · 1,867 sqft · built 1910
Lot Size0.22 acres (9,583 sqft)
OwnerIndividual Name on Record
Last Sale$99,500 (Sep 2022)
Tax Bill$5,017 (2026)
Deeds & MortgagesSep 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN361200 300.5-1-43

Property Details

APN / Parcel Number

Primary APN361200 300.5-1-43
Alternative APNs
  • 120030000500010430000000
  • 3911 0570

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,867 sqft Living Area
1st Floor Area937 sqft
2nd Floor Area930 sqft

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 1981
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area9,583 sqft (0.22 acres)
Lot Dimensions171 ft deep x 55 ft wide
PorchSlab
Porch Area428 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 0570
Street Address134 CHESTNUT ST
CityONEONTA
StateNY
Zip13820-1228
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code220
Legal Block1
Legal Lot Number43.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group2
Census Block2000
Census Tract591700

Owner

Source: Otsego County and Oneonta City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address19 PERRY AVE, BAYVILLE, NY 11709-2603
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 19, 2022 · Amount on Record
Deed SaleSep 19, 2022 · Amount on Record
Prior SaleMar 9, 2016 · Amount on Record
Deed Document Number20225180
Record UpdatedOct 29, 2026

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTSEGO NY
Recording DateSep 19, 2022
Property Address134 CHESTNUT ST, ONEONTA, NY 13820-1228
Document Number0000000180
Instrument DateSep 9, 2022
Instrument2022-5180
Transaction TypeTransfer
Record UpdatedOct 11, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address42 SKUNKS MISERY RD, LOCUST VALLEY, NY 11560-1314

Mortgage

Document Number0000000181
DateSep 19, 2022
Instrument2022-5181
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$5,017.00 (+2.49%)
2025$4,895.00$129,000 (-) Land $18,700 Building $110,300$181,690 (+14.08%) Land $26,338 Building $155,352
2023$129,000 Land $18,700 Building $110,300$159,259 Land $23,086 Building $136,173

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemONEONTA CITY
serves 15,954 people · EPA ID NY3800154
Water SourceSurface water
Last State InspectionOct 2024
Lead6 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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