128 Chestnut St, Oneonta, NY 13820 Property Records

Otsego County and Oneonta City property record for 128 Chestnut St, Oneonta, NY 13820 · Last verified July 2026

Property Summary

Property TypeDuplex
Details4 bd · 2 ba · 1,560 sqft · built 1900
Lot Size0.29 acres (12,632 sqft)
OwnerIndividual Name on File
Last Sale$172,900 (Dec 2021)
Tax Bill$2,745 (2025)
Deeds & MortgagesDec 2021 Sale & Mortgage
Mar 2021 Sale
+ 3 more
Flood ZoneZone X (minimal risk)
APN361200 300.5-1-39

Property Details

APN / Parcel Number

Primary APN361200 300.5-1-39
Alternative APNs
  • 120030000500010390000000
  • 3911 0567

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,560 sqft Total Area
1st Floor Area780 sqft
2nd Floor Area780 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1981
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area12,632 sqft (0.29 acres)
Lot Dimensions98 ft deep x 140 ft wide
PorchSlab
Porch Area344 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3911 0567
Street Address128 CHESTNUT ST
CityONEONTA
StateNY
Zip13820-1228
Property CategoryResidential
Property TypeResidential > Multi-Unit > Duplex
Legal Block1
Legal Lot Number39.000
JurisdictionOTSEGO NY
Township / Civil DivisionONEONTA
Census Block Group2
Census Block2000
Census Tract591700

Owner

Source: Otsego County and Oneonta City records · APN 361200 300.5-1-39

Assessment roll updated April 30, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 495, ONEONTA, NY 13820-0495
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2021Deed, Transfer · FHA Mortgage
JPMORGAN CHASE BANK NA
Mar 17, 2021Deed, Transfer
Apr 08, 2020Grant Deed, Transfer
ATTORNEY ONLY
Aug 28, 2017Grant Deed, Transfer
Jan 11, 2017Grant Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 14, 2021 · Amount on Record
Deed SaleDec 14, 2021 · Amount on Record
Prior SaleMar 17, 2021 · Amount on Record
Deed Document Number20216956
Prior Transfer DateApr 17, 2009
Prior Transfer Doc1124000956
Record UpdatedSep 20, 2026

December 2021: Deed, Transfer

Document TypeDeed
JurisdictionOTSEGO NY
Recording DateDec 14, 2021
Property Address128 CHESTNUT ST, ONEONTA, NY 13820-1228
Document Number0000000956
Instrument DateDec 07, 2021
Instrument2021-6956
Transaction TypeTransfer
Record UpdatedMar 21, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address81 MAIN ST, OTEGO, NY 13825-1111

Mortgage

Document Number0000000957
DateDec 14, 2021
Instrument2021-6957
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded

March 2021: Deed, Transfer

Document TypeDeed
JurisdictionOTSEGO NY
Recording DateMar 17, 2021
Property Address128 CHESTNUT ST, ONEONTA, NY 13820-1228
Document Number0000000518
Instrument DateFeb 24, 2021
Instrument2021-1518
Transaction TypeTransfer
Record UpdatedMar 21, 2023

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address74 MAIN ST, STAMFORD, NY 12167-1141
InvestorPossibly a Property Investor

April 2020: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOTSEGO NY
Recording DateApr 08, 2020
Property Address128 CHESTNUT ST, ONEONTA, NY 13820-1228
Document Number0000001477
Instrument DateFeb 24, 2020
Instrument1477
Transaction TypeTransfer
Record UpdatedMay 29, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$92.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address1258 WARNER HILL RD EAST MEREDITH NY 137571026, EAST MEREDITH, NY 13757-1026

August 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOTSEGO NY
Recording DateAug 28, 2017
Property Address128 CHESTNUT ST, ONEONTA, NY 13820-1228
Document Number0000004080
Instrument DateAug 17, 2017
Instrument4080
Transaction TypeTransfer
Record UpdatedOct 13, 2017

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address247 E GLEN AVE RIDGEWOOD NJ 074501709, RIDGEWOOD, NJ 07450-1709

January 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOTSEGO NY
Recording DateJan 11, 2017
Property Address128 CHESTNUT ST, ONEONTA, NY 13820-1228
Document Number0000000187
Instrument DateNov 18, 2016
Instrument187
Transaction TypeTransfer
Record UpdatedFeb 15, 2017

Transaction

AmountAmount Recorded
Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address54 SKYLINE DR OAKLAND NJ 074361515, OAKLAND, NJ 07436-1515

Tax Assessment & Valuation

Source: Otsego County and Oneonta City records · Assessment roll updated April 30, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
MunicipalityOneonta City
Unified School DistrictOneonta City School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,745.00$71,000 (-) Land $21,600 Building $49,400$100,000 (+14.08%) Land $30,423 Building $69,577
2023$71,000 (-) Land $21,600 Building $49,400$87,654 (+13.58%) Land $26,667 Building $60,987
2022$71,000 Land $21,600 Building $49,400$77,174 Land $23,478 Building $53,696

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Otsego County (36077C), updated March 20, 2017 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Chestnut St

Nearby Streets

Search Property Records by Address or Parcel Number