1325 Windridge Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 1325 Windridge Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,615 sqft · built 1980
Lot Size	1.16 acres (50,530 sqft)
Owner	Company Name on Record
Last Sale	$825,000 (Jan 2010)
Tax Bill	$12,428 (2025)
Deeds & Mortgages	Oct 2021 Mortgage May 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`493-370-18-00`

Property Details

APN / Parcel Number

Primary APN	`493-370-18-00`
Alternative APN	`4933700900`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Building Area	4,615 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 1980
Architectural Style	Conventional
Lot Area	50,530 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Old Parcel Number	4933700900
Street Address	1325 WINDRIDGE DR
City	EL CAJON
State	CA
Zip	92020-7860
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A70
Legal Description	PAR 1 TR PM07370
Legal Subdivision	PARCEL MAP NO 7370
Legal Tract	7370
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	15408

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1325 WINDRIDGE DR, EL CAJON, CA 92020-7860
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
May 25, 2018	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 13, 2010 · Amount on Record
Deed Sale	Jan 13, 2010 · Amount on Record
Prior Sale	May 1, 2003 · Amount on Record
Deed Document Number	201018613
Last Transfer Date	Nov 29, 2012
Transfer Doc	0000772402
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1325 WINDRIDGE DR, EL CAJON, CA 92020-7860
Transaction Type	Mortgage
Record Updated	Oct 13, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1325 WINDRIDGE DR, EL CAJON, CA 92020-7860

Mortgage

Document Number	0000694115
Date	Oct 4, 2021
Instrument	2021-0694115

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1325 WINDRIDGE DR, EL CAJON, CA 92020-7860
Document Number	0000232566
Instrument Date	May 25, 2018
Transaction Type	Mortgage
Record Updated	Jun 21, 2018
Title Company	TITLE RESOURCES GUARANTY COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1325 WINDRIDGE DR EL CAJON CA 920207860, EL CAJON, CA 92020-7860

Mortgage

Document Number	0000232566
Date	Jun 8, 2018
Instrument	232566

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 7, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,086,214 (+2%) Land $409,467 Building $676,747
2025	$12,428.00 (+2.02%) Homeowner's exemption	$1,064,917 (+4.04%) Land $401,439 Building $663,478
2023	$12,182.00 (+1.6%) Homeowner's exemption	$1,023,566 Land $385,851 Building $637,715
2022	$11,990.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2017 · Severe Winter Storms, Flooding, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Wyyerd Connect.

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